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Pegasystems Exam PEGAPCDC87V1 Topic 2 Question 26 Discussion

Actual exam question for Pegasystems's PEGAPCDC87V1 exam
Question #: 26
Topic #: 2
[All PEGAPCDC87V1 Questions]

U+, a retail bank, recently implemented a project in which credit card offers are presented to qualified customers when they log in to the web self-service portal. The bank does not want any bias except to satisfy the eligibility condition Age >=18. As a Decisioning Consultant, how will you configure the ethical bias policy to allow a minimum bias on age?

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Suggested Answer: D

Ethical Bias Policy Configuration:

To allow minimal bias on age while ensuring eligibility (Age >= 18), an appropriate Gini coefficient threshold needs to be set.

The Gini coefficient measures statistical inequality, with 0 representing perfect equality and higher values indicating more bias.

Choosing the Gini Threshold:

A 0.1 Gini coefficient is a low threshold that allows minimal bias.

It ensures that the actions are distributed fairly among customers while still respecting the eligibility condition.

Detailed Explanation:

Setting a 0.1 Gini coefficient allows for slight variations in distribution, which is sufficient to accommodate the Age >= 18 requirement without introducing significant bias.

Verification from Pega Documentation:

The Pega Customer Decision Hub User Guide explains the use of Gini coefficients for measuring and setting thresholds to control bias in decisioning strategies.


Contribute your Thoughts:

Junita
24 hours ago
I think we should choose option A) 0 Gini to minimize bias on age.
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Kristel
29 days ago
C) No Detection seems like the best choice here. Why bother with any bias detection when the bank only cares about the age requirement? Keep it simple!
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Rachael
8 days ago
A) 0 Gini
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Gregg
1 months ago
I think the answer is B) 0.7 Gini. This option seems to strike the right balance between allowing some bias to satisfy the eligibility condition while still minimizing it.
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Corrina
15 days ago
I think D) 0.1 Gini might be a better choice to minimize bias while still meeting the age eligibility condition.
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Ruthann
26 days ago
I agree with you, B) 0.7 Gini seems like the best option to balance bias and eligibility requirements.
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