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NCMA CPCM Exam - Topic 3 Question 119 Discussion

Posted by Jamey on Nov 23, 2025 at 01:29 AM

The formula to calculate the Point of Total Assumption (PTA) is:

Suggested Answer: D

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30 comments · newest first
BA
Barb 6 months ago
I’m stuck between A and C. Need to review more!
BR
Brandon 6 months ago
A is clear. The floor price is key for calculations.
MA
Marya 6 months ago
D seems off. I don’t see how that works.
DE
Deeanna 6 months ago
I lean towards C. It fits the definition better.
DE
Destiny 6 months ago
I feel confused about the ratios.
IV
Ivan 7 months ago
PTA is all about the seller share ratio!
KE
Keshia 7 months ago
How can we be sure about this? Seems off to me.
LE
Leonida 7 months ago
Wait, is it really A? I thought it was C.
ST
Stephaine 8 months ago
Definitely A, it makes the most sense!
AN
Antonio 8 months ago
Haha, this reminds me of that time I tried to calculate the PTA for a used car. Needless to say, I ended up paying way more than I expected.
TW
Twanna 8 months ago
This question is tricky. I'm going to go with B just to be safe.
TI
Timothy 8 months ago
Hmm, I'm not sure about this one. I'll have to review my notes again.
GE
Georgeanna 8 months ago
I'm pretty sure the formula is D. That's what I learned in my finance class.
MO
Monte 8 months ago
The correct answer is C. It's the only one that makes logical sense.
LO
Louis 9 months ago
I believe the correct answer is C because it seems to fit the structure of how PTA calculations work, but I might be second-guessing myself.
ED
Edda 9 months ago
I keep mixing up the terms in the formulas. I thought the buyer share ratio was used in option D, but I can't recall if that's correct.
EU
Eura 9 months ago
I remember practicing a question similar to this, and I feel like the seller share ratio is important, which makes me lean towards option A.
EV
Evelynn 9 months ago
I think the PTA formula involves the target price and ceiling price, but I'm not sure if it's option B or C.
LA
Lashanda 9 months ago
I'm confident in my answer of C. The formula makes sense to me based on the information provided.
EL
Elenora 9 months ago
I'm a bit confused by the wording here. Let me re-read the question and options carefully.
CA
Catina 10 months ago
Okay, I think I've got it. The key is understanding the buyer and seller share ratios.
HI
Hillary 10 months ago
I think it's A. It makes the most sense to me.
OL
Olive 10 months ago
I think the correct formula is A.
JU
Juan 11 months ago
Hmm, this looks tricky. I need to carefully review the variables and their relationships.
LE
Leigha 11 months ago
I'm pretty sure it's C, but I'll double-check the formula to be sure.
LA
Lajuana 5 months ago
↳ replying to Leigha
Definitely C! Let’s confirm together.
JO
Joseph 5 months ago
↳ replying to Leigha
I lean towards B. What do you think?
LA
Lacey 6 months ago
↳ replying to Leigha
C makes sense, but I’ll verify it.
KE
Kerry 10 months ago
↳ replying to Leigha
I think it's C too! Seems right.
KA
Kattie 10 months ago
↳ replying to Leigha
I remember it being A. Need to look it up.
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