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CIPS Exam L5M2 Topic 4 Question 44 Discussion

Actual exam question for CIPS's L5M2 exam
Question #: 44
Topic #: 4
[All L5M2 Questions]

What is the job of an underwriter?

Show Suggested Answer Hide Answer
Suggested Answer: C

An underwriter evaluates insurance applications. Learn the difference between Insurance Underwriters and Claims Adjusters for the exam - this is a known topic. (A claims adjuster determines the validity of an insurance claim).


by Daniela at Sep 18, 2024, 05:43 AM

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Viola
8 months ago
Hmm, the job of an underwriter sounds a lot like being a secret agent. They're the ones who decide who gets the insurance license, right?
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Brande
8 months ago
No, they evaluate insurance applications to determine risk levels.
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Lindsey
8 months ago
C) to evaluate insurance applications
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Edda
8 months ago
A) to assist a buyer in selecting the correct insurance
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Olga
8 months ago
I believe it's both evaluating insurance applications and advising on required insurance levels.
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Thea
9 months ago
This is a tricky one, but I'm going with B. Underwriters advise on the required insurance levels for a contract.
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Leonida
8 months ago
No, I think it's B. Underwriters advise on the required insurance levels for a contract.
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Lai
8 months ago
I'm not sure, but I think it might be A. Underwriters assist buyers in selecting the correct insurance.
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Nicholle
8 months ago
I agree with you, C seems like the correct answer.
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Jeanice
8 months ago
I think it's C. Underwriters evaluate insurance applications.
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Roosevelt
9 months ago
I think it's also to advise required insurance levels for a contract.
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Alfred
9 months ago
D seems like the correct answer to me. Underwriters are responsible for determining the validity of insurance claims.
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Catina
9 months ago
I think the answer is C. Underwriters evaluate insurance applications to determine the risk and set the appropriate premiums.
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Emily
8 months ago
Underwriters are essential in the insurance industry for evaluating applications and setting appropriate premiums.
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Zena
8 months ago
That's correct, underwriters play a crucial role in determining premiums based on the application.
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Mireya
8 months ago
I agree, underwriters evaluate insurance applications to assess risk.
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Dortha
9 months ago
The job of an underwriter is to evaluate insurance applications.
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