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American Bankers Association CTFA Exam - Topic 4 Question 49 Discussion

Posted by Dorothy on Jul 08, 2023 at 06:20 PM

If you commit $200 to an investment at the beginning of the year, what is your rate of return for the period?

Suggested Answer: D

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41 comments · newest first
BR
Brittney 11 months ago
Just to clarify, is this before or after fees?
NI
Nichelle 11 months ago
I agree, 1.50 sounds about right.
JE
Jesus 11 months ago
Wait, how can it be 1.70? That seems too high!
MA
Mayra 11 months ago
I think it’s definitely not 1.00.
SY
Sylvia 12 months ago
The rate of return depends on the final amount at the end of the year.
LI
Linn 12 months ago
I think the answer might be A, 1.10, but I’m not entirely confident. We had a question like this in our last review session, and I struggled with it too.
SH
Shaun 12 months ago
I feel like I might be overthinking this. If I invested $200, I should just divide the return by that amount, but I’m confused about what the return actually is here.
ST
Stephaine 1 year ago
This question reminds me of a similar practice one we did about investment returns. I think the rate of return is usually expressed as a percentage, but I can't recall the exact numbers.
GE
Gerald 1 year ago
I remember we discussed how to calculate the rate of return, but I’m not sure what the actual formula is right now.
RE
Remona 1 year ago
This seems like a straightforward question about important contractual provisions for an integration agreement. I'll focus on understanding the key considerations around data sovereignty, shared responsibility, and source code escrow.
CO
Coletta 1 year ago
Wait, what's Istio? And what's the version of Kubernetes I need? I'm a bit confused on the details here.
DA
Danica 1 year ago
This question seems straightforward, I think the answer is A - viewing all network devices on a single pane of glass dashboard.
CH
Chanel 1 year ago
Hmm, this seems straightforward. I'll need to think about the relationship between antenna size and weight.
TA
Taryn 1 year ago
Honestly, I'm just hoping the answer isn't 'all of the above' - that would be too cruel.
DO
Dorsey 1 year ago
↳ replying to Taryn
B) 1.50
SH
Shawnda 1 year ago
↳ replying to Taryn
I hope it's not 'all of the above' either!
JO
Josphine 1 year ago
↳ replying to Taryn
A) 1.10
ME
Melynda 1 year ago
1.70? What is this, a get-rich-quick scheme? Sign me up!
CA
Carey 1 year ago
I'm going with A) 1.10 - a 10% return sounds about right for a typical investment over a year.
MA
Marsha 1 year ago
↳ replying to Carey
I'm leaning towards A) 1.10 as well, a 10% return makes sense for an investment.
TA
Taryn 1 year ago
↳ replying to Carey
I agree, A) 1.10 seems like the most likely option for a $200 investment.
JO
Josephine 1 year ago
↳ replying to Carey
I think A) 1.10 is a safe bet, a 10% return is reasonable.
JI
Jin 1 year ago
D) 1.70 seems way too high for a simple investment like this. Maybe the question is trying to trick us?
ME
Melynda 1 year ago
Hmm, I'm thinking it might be B) 1.50, which would be a 50% return. But I'm not completely confident in that.
BE
Beckie 1 year ago
↳ replying to Melynda
I agree with you, B) 1.50 does sound like a 50% return.
BO
Boris 1 year ago
↳ replying to Melynda
I'm leaning towards A) 1.10, a 10% return seems reasonable.
MA
Marsha 1 year ago
↳ replying to Melynda
I believe it's D) 1.70, which would give you a 70% return.
WY
Wynell 1 year ago
↳ replying to Melynda
I think it's C) 1.00, that would mean no return on your investment.
DE
Devorah 1 year ago
↳ replying to Melynda
I agree with you, B) 1.50 seems like the right choice for a 50% return.
NI
Nikita 1 year ago
↳ replying to Melynda
I'm leaning towards A) 1.10, for a 10% return.
BO
Bobbye 1 year ago
↳ replying to Melynda
I believe it's D) 1.70, giving you a 70% return.
BR
Brittni 1 year ago
↳ replying to Melynda
I think it might be C) 1.00, which would be a 0% return.
SH
Sheridan 1 year ago
I'm not sure, but I think it might be C) 1.00 because it's a safe option.
CE
Cecilia 1 year ago
I'm pretty sure the answer is C) 1.00 since that would represent a 0% return on the investment.
SO
Solange 1 year ago
↳ replying to Cecilia
Yeah, C) 1.00 makes sense for a 0% return rate.
DW
Dwight 1 year ago
↳ replying to Cecilia
I think you're right, C) 1.00 would mean no return on the investment.
SH
Shaquana 2 years ago
I disagree, I believe the correct answer is D) 1.70.
TI
Titus 2 years ago
I think the answer is A) 1.10.
RO
Romana 2 years ago
I'm not sure, but I think it might be C) 1.00 because it's a safe option.
LU
Luisa 2 years ago
I disagree, I believe the correct answer is D) 1.70.
EL
Eladia 2 years ago
I think the answer is A) 1.10.
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