A bank representative is selling insurance products in, or on behalf of, the bank. What may the representative NOT require the customer to do?
Suggested Answer: D
Get Premium CRCM Questions
as Interactive Web-Based Practice Test or PDF
Real Exam Format
Detailed Explanations
Instant Access
Get Your Practice Test
13 comments · newest first
IN
In
11 months ago
I thought they could require an application on-site. Is that not allowed?
RA
Raymon
11 months ago
It's true, they can't force you to buy from an affiliate either.
FE
Felicidad
12 months ago
Wait, can they really not ask for a medical exam? Seems odd.
TH
Thurman
12 months ago
Totally agree, that's a big no-no!
CO
Coral
12 months ago
They can't require pre-payment of the premium.
LE
Leatha
1 year ago
I feel like they can ask for an application on the premises, but I don't recall if that's mandatory or just common practice.
AL
Alysa
1 year ago
I'm leaning towards option C about the medical exam. It seems like that shouldn't be a requirement, but I might be mixing it up with other types of insurance.
GE
Gerardo
1 year ago
I remember a practice question about insurance sales, and it mentioned something about not forcing customers to buy from affiliates. Could that be the answer?
JO
Jose
1 year ago
I think the representative can't require a customer to pre-pay a portion of the initial premium, but I'm not entirely sure.
TW
Twana
1 year ago
I've seen similar questions before, so I think I know the approach here. Just need to double-check the details.
RE
Rebecka
1 year ago
Okay, I think I've got a handle on this. The key is remembering that the subsidiary's cash inflows and outflows become part of the group's cash flows after the acquisition. And the cash acquired from the sub is shown as a cash inflow. I'll make sure to select those options.
AR
Arlie
1 year ago
This one seems pretty straightforward. I think the Release Burndown is a measure of the remaining Product Backlog across the time of a release plan, so I'll go with option B.
GL
Glory
1 year ago
I'm a bit confused by the "Brute force password cracking" option. That doesn't seem like a DDoS attack, so I'm not sure why it's included here. I'll focus on the other options that are more clearly related to DDoS protection.