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American Bankers Association Exam CRCM Topic 5 Question 109 Discussion

Actual exam question for American Bankers Association's CRCM exam
Question #: 109
Topic #: 5
[All CRCM Questions]

In the small bank performance standard, which of the following is NOT a criterion?

Show Suggested Answer Hide Answer
Suggested Answer: B

Contribute your Thoughts:

Zona
3 months ago
Haha, this question is a real brain-teaser. I'm just gonna go with D and hope for the best. Maybe I'll get lucky and the bank's assessment area is the deciding factor.
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Phillip
1 months ago
I agree, A could definitely play a role in the overall assessment of the bank's performance.
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Kris
1 months ago
I'm not so sure, I think A might also be important in determining the bank's performance.
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Ettie
1 months ago
I think D is a good choice, it seems like a crucial factor in the small bank performance standard.
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Golda
3 months ago
Wait, I thought the loan-to-deposit ratio was a key factor in the small bank performance standard. This is tricky, but I'll go with B.
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Edwin
1 months ago
Actually, the loan-to-deposit ratio is a criterion, so the correct answer is not B.
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Leigha
1 months ago
I agree, the loan-to-deposit ratio is important. I would also choose B.
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Stephaine
2 months ago
I think the loan-to-deposit ratio is actually a criterion, so I would go with B.
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Ozell
3 months ago
Hmm, I'm not so sure about that. Didn't we learn that the geographic distribution of loans is not a criterion? I'm going with C.
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Brandee
2 months ago
Great, glad we cleared that up. C it is!
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Belen
2 months ago
So, we're all in agreement then. C is the correct answer.
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Polly
2 months ago
Yeah, I remember that from our training. It's definitely not part of the small bank performance standard.
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Annalee
2 months ago
I think you're right, the geographic distribution of loans is not a criterion. I'll go with C too.
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Lon
3 months ago
I think the correct answer is A. The bank's CRA strategic plan is definitely a criterion for the small bank performance standard.
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Amber
2 months ago
B) The bank's loan-to-deposit ratio
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Leonard
3 months ago
No, that is actually one of the criteria.
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Vilma
3 months ago
A) The bank's CRA strategic plan
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Kaitlyn
3 months ago
Actually, I think it's D) The percentage of loans within the bank's assessment area(s).
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Malcolm
3 months ago
I disagree, I believe it's A) The bank's CRA strategic plan.
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Kaitlyn
3 months ago
I think the answer is B) The bank's loan-to-deposit ratio.
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