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Worldatwork Discussions
Exam GR1 Topic 3 Question 52 Discussion
Worldatwork Exam GR1 Topic 3 Question 52 Discussion
Actual exam question for Worldatwork's GR1 exam
Question #: 52
Topic #: 3
[All GR1 Questions]
Regarding medical plans, what is the out-of-pocket maximum?
A
The most that the member will be liable for in relation to co-insurance
B
The maximum the plan will pay if the member is covered by another insurance plan
C
The limit the member will be required to pay at each doctor visit
D
The lifetime limit for benefits to any one employee
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Suggested Answer:
D
by
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Feb 04, 2023, 11:17 PM
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Anabel
3 months ago
The out-of-pocket maximum? I thought that was the maximum number of Band-Aids the plan covers per year. Time to hit the books again!
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Tamekia
2 months ago
C) The limit the member will be required to pay at each doctor visit
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Hailey
2 months ago
B) The maximum the plan will pay if the member is covered by another insurance plan
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Krystina
2 months ago
A) The most that the member will be liable for in relation to co-insurance
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Elina
3 months ago
The out-of-pocket maximum? Isn't that the lifetime limit for benefits to any one employee? Option D has to be the right answer.
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Viola
2 months ago
Yes, option A is the correct answer. It's the maximum amount the member will have to pay in co-insurance.
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Natalie
2 months ago
I agree, option A is the correct answer for the out-of-pocket maximum.
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Shelia
2 months ago
I think it's actually the most that the member will be liable for in relation to co-insurance, not the lifetime limit for benefits.
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Lashawnda
3 months ago
Out-of-pocket maximum? That's easy, it's the limit on how much you have to pay at each doctor visit. Option C is the way to go.
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Celia
2 months ago
I agree with you, it's definitely the limit the member will be required to pay at each doctor visit, option C.
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France
2 months ago
No, I'm pretty sure it's the maximum the plan will pay if the member is covered by another insurance plan, so option B.
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Emilio
3 months ago
I think it's actually the most that the member will be liable for in relation to co-insurance, so option A.
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Laine
4 months ago
I think the out-of-pocket maximum is the limit on how much the plan will pay, not the member. Option B is the right answer here.
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Cristen
2 months ago
Yes, that's right. Option A is the correct answer.
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Detra
2 months ago
Oh, I see. So option A is the correct answer then.
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Sharika
2 months ago
No, the out-of-pocket maximum is actually the most that the member will be liable for in relation to co-insurance.
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Ozell
2 months ago
I think the out-of-pocket maximum is the limit on how much the plan will pay, not the member.
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Wei
2 months ago
Exactly, it's important to understand the out-of-pocket maximum when choosing a medical plan.
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Shannon
2 months ago
Oh, I see. So it's not about what the plan will pay, but what the member is responsible for.
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Karima
3 months ago
No, the out-of-pocket maximum is actually the most that the member will be liable for in relation to co-insurance.
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Joseph
3 months ago
I believe the out-of-pocket maximum is the most the plan will pay if the member is covered by another insurance plan.
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Zena
3 months ago
I disagree, I think it's the maximum the plan will pay if the member is covered by another insurance plan. Option B is the right answer.
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Charlie
3 months ago
I believe the out-of-pocket maximum is actually the most that the member will be liable for in relation to co-insurance. So, option A is correct.
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Alison
4 months ago
Out-of-pocket maximum is the maximum amount the member will have to pay out-of-pocket for covered medical expenses. Option A seems correct to me.
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Thora
4 months ago
I'm not sure, but I think it could also be the limit the member will be required to pay at each doctor visit.
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Filiberto
4 months ago
I agree with Kayleigh, it makes sense that it would be the maximum amount the member is responsible for paying.
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Kayleigh
4 months ago
I think the out-of-pocket maximum is the most that the member will be liable for in relation to co-insurance.
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Anabel
3 months agoTamekia
2 months agoHailey
2 months agoKrystina
2 months agoElina
3 months agoViola
2 months agoNatalie
2 months agoShelia
2 months agoLashawnda
3 months agoCelia
2 months agoFrance
2 months agoEmilio
3 months agoLaine
4 months agoCristen
2 months agoDetra
2 months agoSharika
2 months agoOzell
2 months agoWei
2 months agoShannon
2 months agoKarima
3 months agoJoseph
3 months agoZena
3 months agoCharlie
3 months agoAlison
4 months agoThora
4 months agoFiliberto
4 months agoKayleigh
4 months ago