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Worldatwork GR1 Exam - Topic 1 Question 115 Discussion

Actual exam question for Worldatwork's GR1 exam

Question #: 115
Topic #: 1

[All GR1 Questions]

Which of the following statements best describes defined benefit (DB) plans?

AThere is no promise of a specific benefit at retirement.

BIndividual accounts must be maintained for each participant.

CThey are often integrated with government-sponsored programs.

DEmployees are at risk for financial resources.

Show Suggested Answer

Suggested Answer: C

by Jeanice at Jun 21, 2026, 12:32 PM

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Von

3 days ago

Wait, I thought DB plans had individual accounts? Confused!

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Tasia

8 days ago

Totally disagree with A. DB plans guarantee specific benefits.

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Leonora

13 days ago

C is spot on! DB plans often work with government programs.

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Bo

18 days ago

I believe B is incorrect because DB plans don't have individual accounts; they pool funds. But I'm not 100% confident about the integration with government programs.

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Yuonne

23 days ago

I'm a bit lost on this one. I thought DB plans meant the employer takes on the risk, so D seems off, but I can't recall the details.

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Stefania

28 days ago

I remember practicing a question similar to this, and I think C might be the answer since DB plans often work with government programs.

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Lisha

1 month ago

I think DB plans guarantee a specific benefit, so A doesn't sound right, but I'm not completely sure about the other options.

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