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Worldatwork GR1 Exam - Topic 1 Question 115 Discussion

Which of the following statements best describes defined benefit (DB) plans?
C) They are often integrated with government-sponsored programs.
A) There is no promise of a specific benefit at retirement.
B) Individual accounts must be maintained for each participant.
D) Employees are at risk for financial resources.

Worldatwork GR1 Exam - Topic 1 Question 115 Discussion

Actual exam question for Worldatwork's GR1 exam
Question #: 115
Topic #: 1
[All GR1 Questions]

Which of the following statements best describes defined benefit (DB) plans?

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Suggested Answer: C

by Jeanice at Jun 21, 2026, 12:32 PM

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Narcisa
22 days ago
I feel B is misleading. DB plans don’t need individual accounts.
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Chun
27 days ago
I disagree, A seems more accurate. No specific benefit is guaranteed.
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Annett
1 month ago
I think C is the best choice. DB plans often work with government programs.
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Luis
1 month ago
C makes sense, especially with social security involved.
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Valentin
1 month ago
D is misleading. Employees aren't really at risk in DB plans.
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Von
2 months ago
Wait, I thought DB plans had individual accounts? Confused!
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Tasia
2 months ago
Totally disagree with A. DB plans guarantee specific benefits.
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Leonora
2 months ago
C is spot on! DB plans often work with government programs.
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Bo
2 months ago
I believe B is incorrect because DB plans don't have individual accounts; they pool funds. But I'm not 100% confident about the integration with government programs.
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Yuonne
2 months ago
I'm a bit lost on this one. I thought DB plans meant the employer takes on the risk, so D seems off, but I can't recall the details.
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Stefania
2 months ago
I remember practicing a question similar to this, and I think C might be the answer since DB plans often work with government programs.
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Lisha
3 months ago
I think DB plans guarantee a specific benefit, so A doesn't sound right, but I'm not completely sure about the other options.
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