The U.S. Department of Housing and Urban Development (HUD) regulates fair housing advertising under the Fair Housing Act (1968).

HUD issues rules on wording, images, and equal housing opportunity statements in ads.

Other agencies:

(A) HMDA (Home Mortgage Disclosure Act) -- focuses on lending data, not advertising.

(C) CRA (Community Reinvestment Act) -- ensures banks serve all communities fairly.

(D) ECOA (Equal Credit Opportunity Act) -- prohibits discrimination in lending, not ads.

Fair Housing Act, 42 U.S.C. 3601 et seq.

HUD Fair Housing Advertising Guidelines

Virginia Fair Housing Law (Title 36, Chapter 5.1)