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Real Estate Licensing Virginia Real Estate Salesperson Exam - Topic 5 Question 16 Discussion

Who regulates fair housing advertising?
B) HUD
A) HMDA
C) CRA
D) ECOA

Real Estate Licensing Virginia Real Estate Salesperson Exam - Topic 5 Question 16 Discussion

Actual exam question for Real Estate Licensing's Virginia Real Estate Salesperson exam
Question #: 16
Topic #: 5
[All Virginia Real Estate Salesperson Questions]

Who regulates fair housing advertising?

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Suggested Answer: B

The U.S. Department of Housing and Urban Development (HUD) regulates fair housing advertising under the Fair Housing Act (1968).

HUD issues rules on wording, images, and equal housing opportunity statements in ads.

Other agencies:

(A) HMDA (Home Mortgage Disclosure Act) -- focuses on lending data, not advertising.

(C) CRA (Community Reinvestment Act) -- ensures banks serve all communities fairly.

(D) ECOA (Equal Credit Opportunity Act) -- prohibits discrimination in lending, not ads.


Fair Housing Act, 42 U.S.C. 3601 et seq.

HUD Fair Housing Advertising Guidelines

Virginia Fair Housing Law (Title 36, Chapter 5.1)

by Temeka at Jun 20, 2026, 04:23 PM

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Glenn
3 days ago
I was torn between HUD and ECOA, but HUD feels more relevant.
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Goldie
9 days ago
I agree, HUD seems right. They enforce fair housing laws.
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Veronika
14 days ago
I think it's HUD. They handle housing issues.
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Bobbie
19 days ago
I thought ECOA had something to do with this too?
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Robt
24 days ago
Definitely HUD, they handle all the fair housing stuff.
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Jules
29 days ago
Wait, are you sure it's not HMDA?
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Rhea
1 month ago
Totally agree, HUD is the right answer!
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Brock
1 month ago
It's HUD that regulates fair housing advertising.
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Lenny
1 month ago
I remember HMDA is about mortgage data, but I can't recall if it has anything to do with advertising. I really think it's HUD, though.
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Buddy
2 months ago
I’m a bit confused between HUD and ECOA. I know ECOA deals with credit discrimination, but does it also cover advertising?
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Alethea
2 months ago
I feel like I’ve seen a question like this before, and I think it was HUD too. The other options don’t seem to fit as well.
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Daisy
2 months ago
I think it's HUD that regulates fair housing advertising, but I’m not completely sure. I remember something about them overseeing housing laws.
upvoted 0 times
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