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Real Estate Licensing New Jersey Real Estate Salesperson Exam - Topic 3 Question 10 Discussion

Which action would be allowed according to the Federal Fair Housing law?
D) A landlord receives a rental application from a prospective tenant, who came from Russia a few years ago to attend the local university. The lender denies the rental application after asking for the prospective tenant's visa and determines that it expires in 3 months.
C) A lender receives notice that a loan application submitted on behalf of a client has been denied. The lender knew the borrower was well qualified, but is told that area is off limits for new loans because of its crime rate.
A) A broker informs a potential seller that there is an influx of immigrants snatching up rentals in the neighborhood, so this would be a good time to sell.
B) Broker A meets a new Hispanic buyer client. Broker B just sold a handful of condos to other Hispanic buyers in the Kentwood neighborhood, so broker A suggests the new buyer might be comfortable in that neighborhood.

Real Estate Licensing New Jersey Real Estate Salesperson Exam - Topic 3 Question 10 Discussion

Actual exam question for Real Estate Licensing's New Jersey Real Estate Salesperson exam
Question #: 10
Topic #: 3
[All New Jersey Real Estate Salesperson Questions]

Which action would be allowed according to the Federal Fair Housing law?

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Suggested Answer: D

Under the Federal Fair Housing Act (Title VIII of the Civil Rights Act of 1968, as amended):

A = Blockbusting (illegal).

B = Steering based on ethnicity (illegal).

C = Redlining (illegal lending discrimination).

D = Immigration/visa status is not a protected class under Fair Housing law. A landlord may consider visa status as part of ability to fulfill lease obligations.

Thus, the only action permitted under Fair Housing is D.


by Cordie at Jan 23, 2026, 06:53 AM

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Giovanna
9 hours ago
Exactly! Can't deny someone based on race or gender.
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Alida
6 days ago
Right! Everyone deserves a fair chance.
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Alba
11 days ago
Yeah, no discrimination in housing.
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Benedict
16 days ago
I think it's about equal treatment.
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Tyisha
2 months ago
I thought it was just about renting, not buying too?
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Slyvia
2 months ago
Gender and disability are also protected!
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Stephaine
2 months ago
Wait, are there really no exceptions?
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Gail
3 months ago
Totally agree, it's a fundamental right!
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Elden
3 months ago
You can't discriminate based on race or color.
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Dierdre
3 months ago
Discriminating against someone based on their national origin is a big no-no according to the Federal Fair Housing law.
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Nickolas
3 months ago
The Federal Fair Housing law is like a game of Tetris, you gotta fit the right pieces together.
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Paulina
3 months ago
Haha, the Federal Fair Housing law is like a secret handshake - you gotta know the right moves to make!
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Halina
3 months ago
Refusing to rent to someone based on their race or religion would not be allowed under the Federal Fair Housing law.
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Tina
4 months ago
The Federal Fair Housing law allows for reasonable accommodations for individuals with disabilities.
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Cheryll
4 months ago
I remember discussing that the law prohibits discrimination based on race, color, religion, sex, or national origin. But I'm not sure what actions are explicitly allowed.
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Jaime
4 months ago
I feel like there are specific exceptions to the Fair Housing law, but I can't recall them all. I hope this question is straightforward.
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Sherita
5 months ago
I practiced a similar question last week, and I believe it was about reasonable accommodations for disabilities. That might be allowed under the law.
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Almeta
5 months ago
I think the Fair Housing law allows for certain actions, but I'm not completely sure which ones. I remember something about discrimination being illegal.
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Shanda
5 months ago
I'm a little unsure about the nuances here. I'll need to carefully read through the question and think critically about the different scenarios that could be allowed or prohibited.
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Staci
5 months ago
Fair housing can be a complex topic, but I'm going to give this my best shot. I'll try to apply my understanding of the key principles.
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Kallie
5 months ago
Okay, let me break this down step-by-step. I'll review the main provisions of the law and consider how they relate to the different possible actions mentioned in the question.
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Sharika
6 months ago
Hmm, this is a tricky one. I'll need to think through the specifics of the fair housing act and how it applies to different housing situations.
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Luisa
6 months ago
I think I know the basics of fair housing laws, so I'll start by recalling the key protected classes and prohibited discriminatory actions.
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