Pegasystems PEGACPDC88V1 Exam - Topic 1 Question 12 Discussion

Actual exam question for Pegasystems's PEGACPDC88V1 exam

Question #: 12
Topic #: 1

U+ Bank wants to offer credit cards only to customers with a low-risk profile. The customers are divided into various risk segments from AAA to CCC. The risk segmentation rules that the business provides use the Age and the customer Credit Score based on the following table. The bank uses a scorecard model to determine the customer Credit Score.

As a decisioning architect, how do you implement the business requirement?

AAdd a decision table to a decision strategy and reference it in the scorecard component.

BAdd the risk segmentation rules in the Results tab of the scorecard rule.

CAdd three contact policies that correspond to the three risk segments.

DAdd a decision table to a decision strategy and pass the credit score as the parameter.

Show Suggested Answer

Suggested Answer: C

The arbitration factor is a parameter that allows you to adjust the weight of each factor in the prioritization expression, based on your business strategy and preferences. The arbitration factor is multiplied by the factor value to calculate the final priority score of each offer for each customer. If you want to boost customers' needs in the prioritization formula, you can increase the arbitration factor for the propensity, which is the factor that reflects the predicted customer behavior. The higher the arbitration factor for the propensity, the more influence it has on the priority score, making the offers that match customers' needs more likely to be selected and presented to the customer. Verified Reference: [Pega Decisioning Consultant | Pega Academy]

by Tyra at Dec 26, 2023, 05:55 AM

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Reena

3 months ago

B might work, but it feels a bit limiting to me.

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Carol

3 months ago

Option D seems better, passing the score as a parameter is key.

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Cecily

4 months ago

Wait, can we really just use a decision table for this?

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Alesia

4 months ago

Definitely agree with A, it’s straightforward.

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Hoa

4 months ago

I think option A makes the most sense.

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Stephanie

4 months ago

I vaguely remember that decision tables are crucial for handling multiple conditions, so maybe option A is the way to go, but I need to double-check the specifics.

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Ressie

4 months ago

I feel like adding the risk segmentation rules directly to the scorecard could be a simpler solution, but I can't recall if that aligns with best practices.

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Alaine

4 months ago

I think option D sounds familiar because we practiced passing parameters in decision strategies, but I’m not confident it’s the right choice here.

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Franklyn

5 months ago

I remember we discussed decision tables in class, but I'm not entirely sure how to integrate them with the scorecard model.

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Kathryn

5 months ago

Okay, I think I've got a good handle on this. The key is to use a decision table to implement the risk segmentation rules based on the customer's age and credit score. That seems like the most direct way to meet the business requirement.

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Gertude

5 months ago

Hmm, this is a bit tricky. I'm not entirely sure how to approach it, but I'll try to break it down step-by-step and see if I can figure out the best solution.

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Nan

5 months ago

This looks like a straightforward decision-making problem. I think I'll start by carefully reading through the requirements and the provided information to make sure I understand the key elements.

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Brynn

5 months ago

I'm a bit confused by the different options presented. I'll need to carefully consider each one and think through the pros and cons before deciding which approach is the most appropriate.

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Leatha

5 months ago

Ah, this is a classic Salesforce sharing model question. I've seen a few of these before, so I feel pretty confident I can work through the options and pick the right one.

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Kimbery

5 months ago

I think the main effect of factor A comes from averaging the levels, but I'm not 100% sure how to calculate that directly.

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Dewitt

5 months ago

Ugh, deadlocks are the worst. I'm pretty sure SCOTT's session is going to be rolled back, but I'll double-check the options to make sure I understand what's happening.

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Gianna

10 months ago

Option D is the way to go, but I'd also add a little humor to my answer. Something like, 'Hey, let's not make this credit card decision process more complicated than a game of Jenga!'

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Gearldine

10 months ago

I'm not sure why anyone would even consider the other options. They seem overly complicated and not as efficient as the decision table approach. Option D is a no-brainer!

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Antione

8 months ago

Yeah, the decision table approach is the way to go for sure.

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Dolores

8 months ago

Using a decision table in a decision strategy makes the most sense here.

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Clemencia

8 months ago

I agree, option D is definitely the most efficient choice.

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Lavonna

8 months ago

It's clear that option D is the best way to implement the business requirement.

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Francis

9 months ago

Using a decision table in a decision strategy just makes sense.

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Donte

9 months ago

I agree, option D is definitely the most efficient choice.

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Vinnie

10 months ago

But wouldn't adding the risk segmentation rules in the Results tab of the scorecard rule also be a valid option?

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Lisha

10 months ago

I disagree, I believe the correct answer is D) Add a decision table to a decision strategy and pass the credit score as the parameter.

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Vinnie

10 months ago

I think the answer is A) Add a decision table to a decision strategy and reference it in the scorecard component.

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Dianne

10 months ago

I agree with Brandon. Option D is the most logical choice here. Passing the credit score as a parameter to the decision table gives you more control over the decision-making process.

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Marcelle

9 months ago

Yeah, I agree. It's important to have control over the parameters in the decision process.

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Deangelo

9 months ago

I think Option D is the best choice too. It allows for more flexibility in decision-making.

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Jaclyn

9 months ago

Yeah, I agree. It's important to have control over the parameters used in the decision process.

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Lemuel

9 months ago

I think Option D is the best choice too. It allows for more flexibility in decision-making.

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Dana

10 months ago

But wouldn't adding the risk segmentation rules in the Results tab of the scorecard rule be more efficient? That's option B.

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Brandon

10 months ago

The correct answer is D. Adding a decision table to a decision strategy and passing the credit score as a parameter is the best way to implement the business requirement. This allows for more flexibility and scalability in the future.

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Jarod

10 months ago

I disagree, I believe the correct answer is D) Add a decision table to a decision strategy and pass the credit score as the parameter.

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Dana

11 months ago

I think the answer is A) Add a decision table to a decision strategy and reference it in the scorecard component.

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