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Which insurance policy protects the architect against claims of negligence?
Suggested Answer: B
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Professional Liability Insurance (Errors and Omissions Insurance) covers architects against claims of negligence, errors, or omissions in their professional services. General Liability covers bodily injury/property damage; builder's risk covers construction site damage; workers' compensation covers employee injuries. ARE 5.0 PjM includes knowledge of professional risk management.
14 comments · newest first
LA
Latia
10 months ago
I can't believe this is even a question, seems too easy!
CH
Christa
10 months ago
B is the right one, no doubt!
JE
Jessenia
10 months ago
I thought it was A) Builder's Risk Insurance?
AN
Andra
10 months ago
Wait, are you sure it's not C) General Liability?
AN
Annelle
10 months ago
Definitely B) Professional Liability Insurance!
KA
Kanisha
11 months ago
I think it’s B too, but I keep mixing up the types of insurance. I should have reviewed those definitions more thoroughly!
VA
Valene
11 months ago
I’m torn between Professional Liability and General Liability. I know one is for negligence, but I can’t recall the exact differences.
AV
Avery
11 months ago
I feel like I’ve seen a question like this before, and Professional Liability was definitely the answer. Builder's Risk seems more about property damage.
AL
Alise
11 months ago
I think it's Professional Liability Insurance, but I’m not entirely sure. I remember it covers negligence claims specifically.
CH
Charlene
12 months ago
I'm pretty sure the answer is B) Professional Liability Insurance. That's the policy designed to protect architects and other professionals from claims of negligence or mistakes in their work. I feel good about this one.
RO
Rory
12 months ago
This question is tricky because there are a few different insurance types for architects. I'm going to eliminate the ones that don't seem relevant, like Workers' Comp, and then decide between the remaining options.
PA
Pa
12 months ago
Okay, I remember learning about this in class. Professional Liability Insurance is the policy that covers the architect if a client sues them for negligence or errors in their work. I'm confident B is the right answer.
CA
Carole
1 year ago
Hmm, I'm a bit unsure about this one. I know architects need insurance, but I'm not sure which specific type protects against negligence claims. I'll have to think this through carefully.
IS
Isabelle
1 year ago
I think this is asking about the type of insurance that covers the architect's professional work, so I'm going to go with B) Professional Liability Insurance.