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NCARB Project-Management Exam - Topic 1 Question 5 Discussion

Actual exam question for NCARB's Project-Management exam
Question #: 5
Topic #: 1
[All Project-Management Questions]

Which insurance policy protects the architect against claims of negligence?

Show Suggested Answer Hide Answer
Suggested Answer: B

Professional Liability Insurance (Errors and Omissions Insurance) covers architects against claims of negligence, errors, or omissions in their professional services. General Liability covers bodily injury/property damage; builder's risk covers construction site damage; workers' compensation covers employee injuries. ARE 5.0 PjM includes knowledge of professional risk management.


by Teri at Oct 03, 2025, 07:36 AM

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Latia
2 months ago
I can't believe this is even a question, seems too easy!
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Christa
2 months ago
B is the right one, no doubt!
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Jessenia
2 months ago
I thought it was A) Builder's Risk Insurance?
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Andra
3 months ago
Wait, are you sure it's not C) General Liability?
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Annelle
3 months ago
Definitely B) Professional Liability Insurance!
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Kanisha
3 months ago
I think it’s B too, but I keep mixing up the types of insurance. I should have reviewed those definitions more thoroughly!
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Valene
3 months ago
I’m torn between Professional Liability and General Liability. I know one is for negligence, but I can’t recall the exact differences.
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Avery
4 months ago
I feel like I’ve seen a question like this before, and Professional Liability was definitely the answer. Builder's Risk seems more about property damage.
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Alise
4 months ago
I think it's Professional Liability Insurance, but I’m not entirely sure. I remember it covers negligence claims specifically.
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Charlene
4 months ago
I'm pretty sure the answer is B) Professional Liability Insurance. That's the policy designed to protect architects and other professionals from claims of negligence or mistakes in their work. I feel good about this one.
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Rory
4 months ago
This question is tricky because there are a few different insurance types for architects. I'm going to eliminate the ones that don't seem relevant, like Workers' Comp, and then decide between the remaining options.
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Pa
4 months ago
Okay, I remember learning about this in class. Professional Liability Insurance is the policy that covers the architect if a client sues them for negligence or errors in their work. I'm confident B is the right answer.
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Carole
4 months ago
Hmm, I'm a bit unsure about this one. I know architects need insurance, but I'm not sure which specific type protects against negligence claims. I'll have to think this through carefully.
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Isabelle
5 months ago
I think this is asking about the type of insurance that covers the architect's professional work, so I'm going to go with B) Professional Liability Insurance.
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