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IAPP CIPT Exam - Topic 6 Question 113 Discussion

Actual exam question for IAPP's CIPT exam
Question #: 113
Topic #: 6
[All CIPT Questions]

SCENARIO

You have just been hired by Ancillary.com, a seller of accessories for everything under the sun, including waterproof stickers for pool floats and decorative bands and cases for sunglasses. The company sells cell phone cases, e-cigarette cases, wine spouts, hanging air fresheners for homes and automobiles, book ends, kitchen implements, visors and shields for computer screens, passport holders, gardening tools and lawn ornaments, and catalogs full of health and beauty products. The list seems endless. As the CEO likes to say, Ancillary offers, without doubt, the widest assortment of low-price consumer products from a single company anywhere.

Ancillary's operations are similarly diverse. The company originated with a team of sales consultants selling home and beauty products at small parties in the homes of customers, and this base business is still thriving. However, the company now sells online through retail sites designated for industries and demographics, sites such as ''My Cool Ride" for automobile-related products or ''Zoomer'' for gear aimed toward young adults. The company organization includes a plethora of divisions, units and outrigger operations, as Ancillary has been built along a decentered model rewarding individual initiative and flexibility, while also acquiring key assets. The retail sites seem to all function differently, and you wonder about their compliance with regulations and industry standards. Providing tech support to these sites is also a challenge, partly due to a variety of logins and authentication protocols.

You have been asked to lead three important new projects at Ancillary:

The first is the personal data management and security component of a multi-faceted initiative to unify the company's culture. For this project, you are considering using a series of third- party servers to provide company data and approved applications to employees.

The second project involves providing point of sales technology for the home sales force, allowing them to move beyond paper checks and manual credit card imprinting.

Finally, you are charged with developing privacy protections for a single web store housing all the company's product lines as well as products from affiliates. This new omnibus site will be known, aptly, as ''Under the Sun.'' The Director of Marketing wants the site not only to sell Ancillary's products, but to link to additional products from other retailers through paid advertisements. You need to brief the executive team of security concerns posed by this approach.

Which should be used to allow the home sales force to accept payments using smartphones?

Show Suggested Answer Hide Answer
Suggested Answer: C

To allow the home sales force to accept payments using smartphones, Near-Field Communication (NFC) should be used.

Near-Field Communication (NFC): NFC is a set of communication protocols that enable two electronic devices, one typically a portable device such as a smartphone, to establish communication by bringing them within close proximity, usually less than 10 cm.

Payment Systems: NFC is widely used in contactless payment systems, allowing users to make secure transactions by simply tapping their device near a payment terminal.

Security and Convenience: NFC payments are secure because they use encryption, tokenization, and other security measures to protect financial data. They also offer convenience for both customers and sales personnel.

Implementation in Sales: For the home sales force, equipping smartphones with NFC technology allows seamless and secure processing of credit card payments, reducing the need for paper checks and manual processing.


IAPP Privacy Management, Information Privacy Technologist Certification Textbooks

ISO/IEC 18092:2013 -- Near Field Communication Interface and Protocol (NFCIP-1)

Contribute your Thoughts:

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Julene
16 days ago
Wait, can we really trust third-party servers with our data?
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Shawnda
21 days ago
Haha, I bet the CEO is still using a rotary phone. C is the clear choice for the 21st century sales force!
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Yuette
27 days ago
C) Near-field communication. Gotta keep up with the times, you know? No more of that old-school credit card swiping.
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Rodolfo
1 month ago
I'm going with C as well. NFC is the industry standard for mobile payments these days. Ancillary would be wise to adopt it.
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Nobuko
1 month ago
Definitely C. NFC is the way to go for mobile payments. Keeps things simple and secure for the sales team.
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Sharee
1 month ago
C) Near-field communication seems like the obvious choice here. It's a secure and convenient way for the home sales force to accept payments on their smartphones.
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Diane
2 months ago
I keep getting mixed up between NFC and RFID. I know NFC is used for contactless payments, but I can't recall if it's the best option here.
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King
2 months ago
I practiced a question similar to this in our last review session, and I think RFID is more for tracking items rather than processing payments.
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Youlanda
2 months ago
I'm not entirely sure, but I feel like Cross-current translation is more about data formats than payment methods. I don't think that's it.
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Irma
2 months ago
I think I remember something about mobile payment systems, and Near-field communication sounds familiar. It might be the right choice for accepting payments with smartphones.
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Ty
2 months ago
Hmm, the scenario gives a lot of background information, but I'm not sure how relevant all of that is to answering this specific question. I'll need to focus on the key details about the payment processing needs for the home sales force.
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Brunilda
2 months ago
This seems like a tricky question, but I think I've got a handle on it. The scenario mentions the need for point-of-sale technology for the home sales force, and NFC is a common way to enable mobile payments, so I'm going to go with option C.
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Dawne
3 months ago
Totally agree, NFC is super convenient!
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Zita
3 months ago
C) Near-field communication is the way to go for mobile payments!
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Twana
3 months ago
I'm a bit confused by all the different projects and initiatives mentioned in the scenario. I'll need to make sure I understand the specific requirements for the payment processing technology before I can confidently select an answer.
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Ramonita
3 months ago
A) Field transfer protocol could work too, but it's outdated.
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Josephine
3 months ago
True, but it’s still safer than carrying cash.
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Tamar
4 months ago
Okay, the question is asking specifically about the technology to allow the home sales force to accept payments using smartphones. Based on the details provided, I think Near-field communication (NFC) would be the best option to consider.
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Della
4 months ago
Hmm, this question seems to cover a lot of different IT topics. I'll need to carefully read through the scenario and think about the key requirements for the home sales force's payment processing needs.
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