Discuss IAPP CIPP/US Exam Topic 6 Question 14

What consumer service was the Fair Credit Reporting Act (FCRA) originally intended to provide?

AThe ability to receive reports from multiple credit reporting agencies.

BThe ability to appeal negative credit-based decisions.

CThe ability to correct inaccurate credit information.

DThe ability to investigate incidents of identity theft.

Suggested Answer: D

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15 comments · newest first

Johnna 1 year ago

I’m surprised that’s the main focus of the FCRA!

Arthur 1 year ago

Nope, it’s definitely about correcting inaccuracies.

Delbert 1 year ago

Wait, I thought it was about identity theft?

Kati 1 year ago

Totally agree, C is the right answer!

Tamera 1 year ago

It was mainly about correcting inaccurate credit info.

Solange 1 year ago

I practiced a question similar to this, and I think it was about receiving reports from credit agencies, but I can't recall the exact details.

Sheron 1 year ago

I feel like the focus was on identity theft investigations, but that might be a different regulation.

Clorinda 1 year ago

I remember studying that the FCRA helps consumers appeal negative credit decisions, but I could be mixing it up with another law.

Jani 1 year ago

I think the FCRA was mainly about correcting inaccurate credit information, but I'm not entirely sure.

Jina 1 year ago

Ah, I remember learning about My Domain in class. I think the key is understanding how it affects user logins and the overall URL structure.

Kenia 1 year ago

This question seems straightforward, but I want to make sure I understand the key details before selecting an answer.

Estrella 1 year ago

Hmm, I'm a bit unsure about this one. I know PII has to be handled carefully, but I'm not sure which of these categories is the most relevant. I'll have to think it through step-by-step.

Elke 1 year ago

I'm leaning towards "resource replication," but I also see the possibility of "resource pooling." It's tough to choose the right one!

Willow 1 year ago

Seems like a classic life insurance valuation problem. The key is calculating total potential earnings adjusted for expenses.

Angella 1 year ago

Hmm, I'm a bit unsure about this one. I'm trying to decide between the impact on the risk profile and the business case for implementing stronger controls. I'll need to think it through carefully.

IAPP CIPP/US Exam - Topic 6 Question 14 Discussion