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IAPP CIPP/US Exam - Topic 6 Question 14 Discussion

What consumer service was the Fair Credit Reporting Act (FCRA) originally intended to provide?
D) The ability to investigate incidents of identity theft.
A) The ability to receive reports from multiple credit reporting agencies.
B) The ability to appeal negative credit-based decisions.
C) The ability to correct inaccurate credit information.

IAPP CIPP/US Exam - Topic 6 Question 14 Discussion

Actual exam question for IAPP's CIPP/US exam
Question #: 14
Topic #: 6
[All CIPP/US Questions]

What consumer service was the Fair Credit Reporting Act (FCRA) originally intended to provide?

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Suggested Answer: D

by Viola at May 08, 2022, 02:33 PM

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Johnna
11 months ago
I’m surprised that’s the main focus of the FCRA!
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Arthur
11 months ago
Nope, it’s definitely about correcting inaccuracies.
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Delbert
11 months ago
Wait, I thought it was about identity theft?
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Kati
11 months ago
Totally agree, C is the right answer!
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Tamera
11 months ago
It was mainly about correcting inaccurate credit info.
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Solange
11 months ago
I practiced a question similar to this, and I think it was about receiving reports from credit agencies, but I can't recall the exact details.
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Sheron
11 months ago
I feel like the focus was on identity theft investigations, but that might be a different regulation.
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Clorinda
11 months ago
I remember studying that the FCRA helps consumers appeal negative credit decisions, but I could be mixing it up with another law.
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Jani
11 months ago
I think the FCRA was mainly about correcting inaccurate credit information, but I'm not entirely sure.
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Jina
12 months ago
Ah, I remember learning about My Domain in class. I think the key is understanding how it affects user logins and the overall URL structure.
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Kenia
12 months ago
This question seems straightforward, but I want to make sure I understand the key details before selecting an answer.
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Estrella
12 months ago
Hmm, I'm a bit unsure about this one. I know PII has to be handled carefully, but I'm not sure which of these categories is the most relevant. I'll have to think it through step-by-step.
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Elke
12 months ago
I'm leaning towards "resource replication," but I also see the possibility of "resource pooling." It's tough to choose the right one!
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Willow
12 months ago
Seems like a classic life insurance valuation problem. The key is calculating total potential earnings adjusted for expenses.
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Angella
12 months ago
Hmm, I'm a bit unsure about this one. I'm trying to decide between the impact on the risk profile and the business case for implementing stronger controls. I'll need to think it through carefully.
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