IAPP Exam CIPP-US Topic 2 Question 45 Discussion

Actual exam question for IAPP's CIPP-US exam

Question #: 45
Topic #: 2

Under the Fair Credit Reporting Act (FCRA), what must a person who is denied employment based upon his credit history receive?

AA prompt notification from the employer.

BAn opportunity to reapply with the employer.

CInformation from several consumer reporting agencies (CRAs).

DA list of rights from the Consumer Financial Protection Bureau (CFPB).

Show Suggested Answer

Suggested Answer: C

by Maurine at Aug 09, 2023, 05:51 AM

Limited Time Offer

25%

Off

Get Premium CIPP-US Questions as Interactive Web-Based Practice Test or PDF

Contribute your Thoughts:

Submit Cancel

Florencia

2 days ago

I think C is the correct answer. The person should receive information from multiple consumer reporting agencies, not just the employer's decision.

upvoted 0 times

...

Bong

2 days ago

I agree with Nobuko. It's important for the person to know why they were denied employment.

upvoted 0 times

...

Carrol

5 days ago

Option A seems like the most straightforward answer. The employer should provide prompt notification if they're denying employment based on credit history.

upvoted 0 times

...

Nobuko

10 days ago

I think the person should receive a prompt notification from the employer.

upvoted 0 times

...