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Under the Fair Credit Reporting Act (FCRA), what must a person who is denied employment based upon his credit history receive?
Suggested Answer: C
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34 comments · newest first
EV
Evan
11 months ago
Nope, they also get a list of rights from the CFPB.
SH
Shaun
12 months ago
Wait, is it really just a notification? Seems too simple.
HA
Hannah
12 months ago
I thought they also had to provide info from CRAs?
WI
Willis
1 year ago
Totally agree, it's important to know why you were denied!
AR
Arleen
1 year ago
They have to get a prompt notification from the employer.
WI
Willis
1 year ago
I honestly can't remember the details, but I thought there was something about getting a report from the CRAs. Could it be C?
FE
Felix
1 year ago
I feel like I read something about consumers needing to be informed about their rights, so I'm leaning towards D as well.
SH
Shizue
1 year ago
I remember practicing a question similar to this, and I think it had to do with the employer's obligations after a credit check. Maybe it's D?
RO
Royal
1 year ago
I think the answer might be A, but I'm not completely sure if there's something specific about the timing of the notification.
MA
Marget
1 year ago
This looks like a tricky XML question. I'll need to carefully review the schema and options to determine the correct XML snippet.
TY
Tyra
1 year ago
I think B is the key one here - creating a custom report with forecasting data will give users a really comprehensive view of their progress.
PA
Pansy
1 year ago
Oauth? Really? That's for authorization, not authentication. I don't think that's the right answer here. I'm leaning towards RADIUS, but I want to double-check the differences between the protocols just to be sure.
CA
Carry
1 year ago
I remember discussing that Fallback Timeout setting, but I'm not entirely sure if enabling Uplink failover is the right way to handle the primary interface coming back.
DE
Deangelo
1 year ago
Okay, I got this. The iRule checks the URI - if it ends with "txt", it goes to pool1, and if it ends with "php", it goes to pool2. So the answer is B, pool2.
LA
Lashawnda
2 years ago
I'm just hoping my credit score is good enough to even get to this stage of the hiring process!
LE
Leila
1 year ago
C) Information from several consumer reporting agencies (CRAs).
MO
Mona
1 year ago
B) An opportunity to reapply with the employer.
MA
Marquetta
1 year ago
A) A prompt notification from the employer.
DA
Daniela
2 years ago
Hmm, I'm torn between B and C. Maybe they should get both - a chance to reapply and info from the CRAs.
JO
Joesph
2 years ago
D sounds like the right choice to me. The person should get a list of their rights from the CFPB, which oversees the FCRA.
FR
Francis
1 year ago
D) A list of rights from the Consumer Financial Protection Bureau (CFPB).
HO
Hollis
1 year ago
C) Information from several consumer reporting agencies (CRAs).
LA
Lavonda
1 year ago
B) An opportunity to reapply with the employer.
FE
Felton
1 year ago
A) A prompt notification from the employer.
CA
Carman
1 year ago
D) A list of rights from the Consumer Financial Protection Bureau (CFPB).
TH
Theodora
1 year ago
C) Information from several consumer reporting agencies (CRAs).
AN
Angelo
2 years ago
B) An opportunity to reapply with the employer.
DA
Dacia
2 years ago
A) A prompt notification from the employer.
LE
Lemuel
2 years ago
I believe the person should also receive a list of rights from the Consumer Financial Protection Bureau (CFPB).
FL
Florencia
2 years ago
I think C is the correct answer. The person should receive information from multiple consumer reporting agencies, not just the employer's decision.
HE
Helga
2 years ago
Yes, the person should receive information from several consumer reporting agencies.
BO
Bong
2 years ago
I agree with Nobuko. It's important for the person to know why they were denied employment.
CA
Carrol
2 years ago
Option A seems like the most straightforward answer. The employer should provide prompt notification if they're denying employment based on credit history.
NO
Nobuko
2 years ago
I think the person should receive a prompt notification from the employer.