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HRCI Exam SPHR Topic 4 Question 94 Discussion

Actual exam question for HRCI's SPHR exam
Question #: 94
Topic #: 4
[All SPHR Questions]

Your organization offers an employees' retirement benefit program that is covered by the Employee Retirement Income Security Act of 1974. The administrative responsibility for enforcement of the Employee Retirement Income Security Act of 1974 is divided among three government agencies. Which one of the following is not a government agency that helps to enforce ERISA?

Show Suggested Answer Hide Answer
Suggested Answer: D

Answer option D is correct.

Chapter: Risk Management

Objective: Risk Assessment


by Vivienne at Oct 18, 2024, 06:51 AM

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Katina
2 months ago
The FDIC? I bet they're just trying to get in on the action, you know, like a retirement plan bouncer or something. Sorry, but D is the winner here.
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Vallie
2 months ago
The FDIC? I guess they're trying to expand their portfolio - from banking to retirement planning. Good luck with that one, guys.
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Johnna
2 months ago
The FDIC? What, are they going to guarantee my retirement plan if it goes bust? I don't think so. D is the right answer, no doubt about it.
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Claudio
21 days ago
D) FDIC
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Merilyn
22 days ago
I agree, the FDIC doesn't have a role in enforcing ERISA.
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Adolph
27 days ago
D) FDIC
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Esteban
1 months ago
C) Pension Benefit Guaranty Corporation
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Dannie
1 months ago
B) Department of Labor
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Yvonne
2 months ago
A) IRS
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Mignon
3 months ago
The FDIC? That's like asking a plumber to fix your computer. They're completely different agencies. D is the obvious choice here.
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Katlyn
1 months ago
D) FDIC
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Nicolette
1 months ago
C) Pension Benefit Guaranty Corporation
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Adelle
2 months ago
B) Department of Labor
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Lisandra
2 months ago
A) IRS
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Kristel
3 months ago
The FDIC? Really? I mean, they're great at insuring deposits, but ERISA? That's a stretch. I'm going with D on this one.
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Tyisha
2 months ago
Yeah, I'm pretty sure the FDIC is not involved in enforcing ERISA. Department of Labor makes more sense.
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Natalie
2 months ago
I think the Department of Labor is the one responsible for enforcing ERISA.
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Antonio
2 months ago
I agree, the FDIC seems like an odd choice for enforcing ERISA.
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Shelba
3 months ago
Hmm, the FDIC? That's a bank regulator, not an ERISA enforcer. I'm pretty sure it's not involved in ERISA at all.
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Emilio
3 months ago
I'm not sure, but I think D) FDIC makes sense because it's not related to retirement benefits.
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Yan
3 months ago
I agree with Virgina, FDIC is not one of the agencies that enforce ERISA.
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Virgina
4 months ago
I think the answer is D) FDIC.
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