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HRCI SPHR Exam - Topic 1 Question 15 Discussion

Which of the following is usually accomplished by purchasing insurance?
C) Risk transfer
A) Risk acceptance
B) Risk avoidance
D) Risk mitigation

HRCI SPHR Exam - Topic 1 Question 15 Discussion

Actual exam question for HRCI's SPHR exam
Question #: 15
Topic #: 1
[All SPHR Questions]

Which of the following is usually accomplished by purchasing insurance?

Show Suggested Answer Hide Answer
Suggested Answer: C

Answer option C is correct.

Chapter: Risk Management

Objective: Risk Management


by Gregoria at May 08, 2022, 03:43 AM

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Julian
8 months ago
Definitely C, that's what makes insurance so valuable!
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Isadora
9 months ago
I thought it was more about risk mitigation, not just transfer.
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Irving
9 months ago
Wait, can insurance really cover all risks?
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Shaniqua
9 months ago
Totally agree, it's the main purpose of buying insurance!
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Laurel
9 months ago
Insurance is all about risk transfer.
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Novella
9 months ago
I’m torn between risk acceptance and risk transfer; I need to double-check my notes on this!
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Vinnie
9 months ago
Risk mitigation sounds familiar, but I feel like insurance is more about transferring risk to the insurer.
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Mira
9 months ago
I think purchasing insurance is more about transferring risk, but I'm not completely sure.
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Elvis
9 months ago
I remember a practice question that mentioned risk avoidance, but that doesn't seem right for insurance.
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Stephaine
9 months ago
This seems straightforward. The question is asking about the definition of a dependent for healthcare coverage, and the information provided indicates that Julio's wife, unmarried 18-year-old daughter, and 80-year-old father who relies on him should all be considered dependents.
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Lourdes
9 months ago
Hmm, this one seems tricky. I'll need to think through the capabilities listed and match them to the default Splunk roles.
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