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HRCI PHRca Exam - Topic 4 Question 19 Discussion

Posted by Sean on Nov 24, 2025 at 01:56 AM

COBRA, the Consolidated Omnibus Budget Reconciliation Act, requires some organizations to offer continuation of group health care coverage to employees and family members based on certain qualifying events. How many employees must exist within an organization for COBRA requirements to be enforced?

Suggested Answer: A

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30 comments · newest first
RU
Ruthann 6 months ago
I think it’s A) 20. It’s been that way for a while.
LO
Lorrine 6 months ago
I feel unsure, but I’ll go with A) 20 too.
HE
Herminia 6 months ago
Definitely A) 20. It’s the standard threshold.
SA
Sabine 7 months ago
Yup, 20 is correct! Makes sense for small businesses.
JE
Jeannine 7 months ago
Wait, really? I thought it was higher than that.
DE
Devon 7 months ago
I thought it was 50, but I guess I was wrong!
KA
Kanisha 8 months ago
Totally agree, 20 is the magic number.
AG
Agustin 8 months ago
It's 20 employees for COBRA to kick in!
IS
Isabella 8 months ago
Haha, I bet the answer is A) 20 employees. That's such a random number, it has to be the right one!
WI
Wilda 8 months ago
C) 50 employees seems like the correct answer. That's the threshold I learned about in my HR compliance course.
SA
Samira 8 months ago
D) 10 employees sounds right to me. I'm pretty sure that's the minimum requirement for COBRA.
TA
Tabetha 8 months ago
I think the answer is B) 100. That's the number I remember from my COBRA training.
TA
Tamesha 9 months ago
I thought it was 20 too, but I also remember something about different rules for smaller employers.
KI
Kimbery 9 months ago
I feel like it might be 50, but that seems a bit high for COBRA requirements.
VI
Viki 9 months ago
I remember practicing a question about COBRA, and I believe the answer was 20 employees.
JI
Jill 9 months ago
I feel pretty confident about this one. COBRA applies to larger organizations, so the answer has to be either B) 100 or D) 10. Since 10 seems too low, I'm going to go with B) 100 employees.
RO
Rory 9 months ago
This question seems tricky. I remember learning about COBRA, but the details on the employee requirement are escaping me right now. I'll have to use the process of elimination and make an educated guess.
KA
Katlyn 9 months ago
Okay, let me see if I can break this down. COBRA is about continuing health coverage, so the number of employees must be related to that. I'm leaning towards C) 50, but I'm not 100% sure.
AN
Anisha 10 months ago
I agree, A) 20 makes sense for COBRA.
JU
Juan 10 months ago
I think COBRA applies to organizations with at least 20 employees, but I'm not completely sure.
MA
Martina 10 months ago
I think it's A) 20. Seems like a common number.
AU
Audria 10 months ago
Wait, is the answer supposed to be the number of employees that QUALIFY for COBRA, or the total number of employees in the organization? I'm so confused...
BE
Beatriz 10 months ago
I’m leaning towards C) 50. More employees, more coverage needs.
TI
Timmy 11 months ago
Hmm, I'm not totally sure about this one. I know COBRA has to do with health insurance coverage, but I can't remember the exact employee threshold. I'll have to think this through carefully.
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Lewis 11 months ago
I think this is a straightforward question about the COBRA law. I'm pretty confident the answer is B) 100 employees.
AI
Aide 5 months ago
↳ replying to Lewis
I always get confused with these numbers!
HU
Huey 5 months ago
↳ replying to Lewis
Yeah, B) 100 is the correct answer.
CO
Corazon 6 months ago
↳ replying to Lewis
Actually, it's B) 100 employees for COBRA.
JE
Jesus 6 months ago
↳ replying to Lewis
I agree with Jarod, 20 seems right.
JA
Jarod 6 months ago
↳ replying to Lewis
I thought it was A) 20 employees.
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