D, all of the above. It's the safe bet, and in a test like this, I'd rather play it safe than try to outsmart the question writers. Hey, at least I'll get partial credit, right?
Clearly, the past record of the issuing corporation is the most important factor. Anyone who doesn't choose C is probably just trying to impress the examiner with their 'outside the box' thinking. *rolls eyes*
Hold up, are we sure this isn't a trick question? What if the answer is actually 'E) The phases of the moon and the mood of the underwriter'? *laughs nervously*
A, B, and C all seem like plausible factors, but D just feels like a cop-out answer. I'm going to go with C - the past record of the issuing corporation.
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