In Falcon Identity Protection, default insights are prebuilt analytical views provided by CrowdStrike to immediately highlight common and high-impact identity risks across the environment. These default insights are automatically available in the Risk Analysis and Insights areas and are designed to surface well-known identity exposure patterns without requiring customization.

Examples of default insights include Using Unmanaged Endpoints, GPO Exposed Password, and Compromised Password. These insights are natively provided because they represent frequent and high-risk identity attack vectors such as credential exposure, unmanaged authentication sources, and password compromise, all of which directly contribute to elevated identity risk scores.

Poorly Protected Accounts with SPN (Service Principal Name), however, is not provided as a default insight. While Falcon Identity Protection does collect and analyze SPN-related risk signals---such as Kerberoasting exposure and weak service account protections---this specific grouping must be created by administrators using custom insight filters. Custom insights allow teams to define precise conditions, combine attributes (privilege level, SPN presence, password age, MFA status), and tailor risk visibility to their organization's threat model.

This distinction is emphasized in the CCIS curriculum, which explains that custom insights extend beyond default coverage, enabling deeper, organization-specific identity risk analysis. Therefore, Option D is the correct answer.