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AIWMI CCRA-L2 Exam - Topic 7 Question 4 Discussion

Posted by Gilma on May 09, 2022 at 06:22 PM

Following is information related banks:

Auckland Ltd is a public sector bank operating with about 120 branches across Indi

a. The bank has been in business since 1971 and has about 40% branches in rural areas and about 75% of all branches are in

Western India. On the basis of the size, Auckland Ltd will be ranked at number 31 amongst 40 banks in India.

Although top management has appointment period of 5 years, generally they retire on ach sieving age of 60 years with an average tenure of only 2 years at the top job.

Profit and Loss Account

Balance Sheet

The rating wise break-up of assets for FY11 is as follows:

Computer risk weighted assets for Auckland Ltd for FY11:

Suggested Answer: C

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9 comments · newest first
KA
Kara 1 year ago
Wait, they’re ranked 31 out of 40? That’s surprising!
CL
Claudio 1 year ago
Totally agree, short tenures can hurt long-term strategy.
AM
Amalia 1 year ago
I doubt their average tenure of 2 years is effective for stability.
EN
Enola 1 year ago
40% of branches in rural areas? That's impressive!
EL
Elbert 1 year ago
Auckland Ltd has been around since 1971, interesting!
VI
Vilma 1 year ago
Okay, let's see. I think options A and D might be the right answers, but I'm not totally sure. I'll need to double-check the details on UCS Spec Based.
LI
Lisha 1 year ago
I wouldn't choose the corrosiveness of the environment since it definitely plays a role in erosion. I wonder if it's the impact angle that's not a primary factor?
SH
Shawn 1 year ago
I think the total records would be 18,000 divided by 3 to find the filing inches. It feels like I might be missing something with the calculations.
VA
Valene 1 year ago
Key strategy: Read the scenario carefully. Two hospitals are jointly refusing to negotiate, which sounds exactly like a group boycott. I'd definitely choose option C.
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