AIWMI Exam CCRA-L2 Topic 6 Question 115 Discussion

Actual exam question for AIWMI's CCRA-L2 exam

Question #: 115
Topic #: 6

[All CCRA-L2 Questions]

Which of the following may lead to the deterioration in credit profile of a bank?

Statement 1. Bank's Capital adequacy falling below regulatory requirement. Statement 2. Rise in Slippage ratio

ANone of the statement is correct

BBoth statement 1 and 2 are correct

CStatement 1 is correct

DStatement 2 is correct

Show Suggested Answer

Suggested Answer: A

by Mickie at Aug 03, 2025, 12:34 PM

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Mabel

5 days ago

Hmm, let me think. Well, if the bank's capital adequacy is below the required level, that's definitely going to hurt its credit profile. And the rising slippage ratio is just the icing on the cake. Gotta go with B on this one.

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Lorrine

16 days ago

Oh, this is a no-brainer! Both statements are correct. A bank's capital adequacy and slippage ratio are crucial indicators of its credit profile. Falling below regulatory requirements and rising slippage ratio can definitely lead to deterioration. I'm acing this one!

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Daron

6 days ago

I agree, both statements are correct.

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