AIWMI CCRA-L2 Exam - Topic 1 Question 113 Discussion

Actual exam question for AIWMI's CCRA-L2 exam

Question #: 113
Topic #: 1

Following is information related banks:

Auckland Ltd is a public sector bank operating with about 120 branches across Indi

a. The bank has been in business since 1971 and has about 40% branches in rural areas and about 75% of all branches are in

Western India. On the basis of the size, Auckland Ltd will be ranked at number 31 amongst 40 banks in India.

Although top management has appointment period of 5 years, generally they retire on ach sieving age of 60 years with an average tenure of only 2 years at the top job.

Profit and Loss Account

Balance Sheet

The rating wise break-up of assets for FY11 is as follows:

Computer risk weighted assets for Auckland Ltd for FY11:

A10,10,000 Million

B13,24,500 Million

C11,64,500 Million

D11,60,000 Million

Show Suggested Answer

Suggested Answer: C

by Marleen at Jul 08, 2025, 06:59 AM

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Katy

9 months ago

Wait, how can they be ranked 31st with so many branches?

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Carmelina

9 months ago

40% of branches in rural areas is impressive!

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Judy

9 months ago

Auckland Ltd has 120 branches since 1971.

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Daniel

9 months ago

Totally agree, that’s a short time for leadership!

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Ngoc

10 months ago

Only 2 years average tenure for top management? That seems low.

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Blondell

10 months ago

I think the answer might be around 11,64,500 Million, but I can't recall if I factored in all the asset classes correctly.

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Marylyn

10 months ago

I feel like I might be overthinking the risk weights. I just hope I remember the correct percentages we learned in class.

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Dannette

10 months ago

This question seems similar to one we practiced on bank asset management. I think I need to focus on the balance sheet figures to get the right answer.

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Slyvia

11 months ago

I remember we discussed how to calculate risk-weighted assets, but I'm not sure about the exact formula to apply here.

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Darnell

11 months ago

This seems straightforward enough. I just need to carefully read through the information and apply the right formulas to get the risk-weighted assets number.

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Quentin

11 months ago

Alright, time to put on my analytical hat. I think the key is to focus on the risk-weighted assets section and do the math to arrive at the correct figure.

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Justa

11 months ago

I'm a bit confused by all the financial details here. I'll need to take some time to really understand the data before I can confidently answer this.

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Florinda

11 months ago

Okay, let's see. The key information seems to be in the balance sheet and the rating-wise asset breakdown. I'll need to do some calculations to figure out the right answer.

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Christiane

11 months ago

Hmm, this looks like a tricky one. I'll need to carefully review the financial statements and asset breakdown to determine the risk-weighted assets.

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Cherry

1 year ago

Wait, is this a trick question? What if the bank's accountants are just really good at cooking the books? *chuckles* But seriously, I'll go with B too.

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Marti

1 year ago

Hmm, I'm a bit confused. The profit and loss account and balance sheet don't seem to have the risk-weighted asset information. But I'll trust the data given and choose B.

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