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Over time, health plans and their underwriters have gathered increasingly reliable information about the morbidity experience of small groups.
Generally, in comparison to large groups, small groups tend to
Suggested Answer: A
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15 comments · newest first
JE
Jesusita
3 months ago
Yeah, but they do follow some predictions, just not always.
JE
Jesusa
3 months ago
I feel like C is a stretch. Small groups are tricky.
AL
Altha
3 months ago
I’m leaning towards D. All of them make sense.
SH
Shalon
3 months ago
But B could be true too, lower expenses might help.
JO
Johnetta
4 months ago
I agree, A seems right. They’re less predictable.
NA
Natalie
4 months ago
I think small groups have more claim fluctuations.
LI
Lisbeth
4 months ago
C) is a stretch, small groups are less predictable overall.
FA
Fairy
4 months ago
D) All of the above makes sense to me!
KI
King
4 months ago
Wait, how can small groups follow actuarial predictions better? That sounds weird.
PA
Paz
6 months ago
I disagree, B) seems off. Larger groups usually have lower admin costs.
SH
Shonda
6 months ago
A) is definitely true, small groups have more fluctuations.
ME
Merilyn
7 months ago
I thought all of these options could be true in some cases, but I need to double-check how they relate to small group dynamics.
DE
Denny
7 months ago
I feel like small groups might not follow actuarial predictions as closely as larger ones, but I can't recall the exact reasons.
GA
Gabriele
7 months ago
I think I saw a practice question that mentioned small groups having higher administrative costs, which makes me lean towards A.
MY
My
7 months ago
I remember studying that small groups can have more claim fluctuations, but I'm not sure if that's the only factor to consider.