Bart Vereen is insured by both a traditional indemnity health insurance plan, which is his primary plan, and a managed care plan. Both plans have a typical coordination of benefits (COB) provision, but neither plan has a nonduplication of benefits provision
Suggested Answer: A
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33 comments · newest first
AL
Alecia
11 months ago
COB provisions are key in this situation.
LA
Lazaro
11 months ago
Wait, how does that even work without nonduplication?
ME
Merri
11 months ago
Definitely a smart move to have dual coverage.
RU
Ruby
11 months ago
Totally agree, more coverage can really help!
LO
Lonny
11 months ago
Bart has both a traditional and managed care plan, interesting combo!
JI
Jin
12 months ago
Based on similar practice questions, I think the coordination of benefits might lead to a total of 550, but I need to double-check the specifics.
RO
Rozella
12 months ago
I feel like the answer could be 0 if one plan covers everything, but I’m not entirely confident about that.
LA
Lamonica
1 year ago
I think I practiced a question like this where one plan was primary, but I can't recall the exact numbers we used.
CR
Cristal
1 year ago
I remember something about how COB works, but I'm not sure how it applies when both plans are involved.
KR
Kristine
1 year ago
I'm pretty confident I can solve this one. The key is understanding how the COB provisions work when there's no nonduplication clause. I'll walk through the calculation step-by-step.
MA
Malcom
1 year ago
Okay, I think I've got this. Since there's no nonduplication of benefits, I'll need to apply the COB rules to determine the total amount Bart's plans will pay out.
QU
Quentin
1 year ago
Hmm, I'm a bit confused by the wording here. Let me re-read the question a few times to make sure I understand the key details before trying to solve this.
HA
Han
1 year ago
This looks like a tricky coordination of benefits question. I'll need to carefully review the details about Bart's plans and the COB provisions to determine the correct answer.
LE
Lenora
1 year ago
I'm getting a headache just thinking about all these insurance terms. Maybe I should have studied harder for this exam. Oh well, I'll just guess and hope for the best!
ST
Stephaine
1 year ago
C) 0
RO
Romana
1 year ago
B) 130
GE
Georgeanna
1 year ago
A) 380
MA
Malinda
1 year ago
The key here is the lack of a nonduplication clause. That means the full amount should be covered, so C is the way to go.
CH
Chi
1 year ago
Hmm, I'm not so sure. With both plans having COB provisions, I'm thinking the amount might be reduced. I'll go with D, just to be safe.
TI
Timothy
1 year ago
D) 550
JA
Janae
1 year ago
C) 0
RO
Roxanne
1 year ago
B) 130
MI
Mike
1 year ago
A) 380
RU
Ruthann
2 years ago
I think the answer is C. If there's no nonduplication of benefits, then the entire amount should be paid out, right?
ST
Staci
1 year ago
Yes, you're correct. The answer is C because without a nonduplication of benefits provision, both plans will pay out the full amount.
HA
Hannah
1 year ago
I agree, the answer is C. Since there's no nonduplication of benefits provision, the entire amount should be paid out.
WI
Wilford
1 year ago
D) 550
BE
Bette
1 year ago
C) 0
CO
Corinne
1 year ago
B) 130
RO
Roxane
1 year ago
A) 380
TA
Tamar
2 years ago
I'm not sure, but I think the answer might be B) 130.
TR
Trevor
2 years ago
I disagree, I believe the answer is D) 550.
OZ
Ozell
2 years ago
I think the answer is A) 380.