Hmm, I'm a bit unsure about this one. The options seem to describe different testing approaches, but I'm not sure which one specifically matches the "methodical" part of the question. I'll need to think this through carefully.
Okay, I've got this. The key here is identifying the specific term used for an actuarial-based formula that accounts for population demographics. I'll eliminate the options that don't seem to fit that description.
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