Okay, I've got this. When an insured incident happens, the insurance company has to recognize a loss on their books. So the correct answer has to be either "loss credit" or "loss liability". I'll go with "loss liability" since that sounds more accurate.
I think the best approach is to organize a master test plan that describes the relationship between the levels and have separate detailed plans. Seems like a solid way to ensure each level is comprehensively covered.
Lisandra
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