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SOFE SOFA-CFE Exam - Topic 4 Question 72 Discussion

Actual exam question for SOFE's SOFA-CFE exam
Question #: 72
Topic #: 4
[All SOFA-CFE Questions]

____________ is the reinsurance of part or all of (the insurance provided by) a single policy, with separate negotiation for each cession.

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Suggested Answer: D

by Stephaine at Jul 30, 2023, 05:54 PM

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Isaac
3 months ago
Aggregate placement doesn't fit here at all.
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Lino
3 months ago
Wait, is that really the definition? Sounds off.
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Raina
4 months ago
Totally agree, Facultative is the way to go.
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Corinne
4 months ago
I thought it was pro rata treaty?
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Murray
4 months ago
That's definitely Facultative!
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Ardella
4 months ago
I feel like pro rata treaty is more about sharing risk across multiple policies, so I think the answer is facultative.
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Blair
4 months ago
I'm a bit confused about this one. I thought aggregate placement was related to grouping policies, but now I'm not so sure.
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Marjory
5 months ago
I remember practicing a question similar to this, and I think facultative is when you negotiate each policy separately.
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Nobuko
5 months ago
I think the answer might be facultative, but I'm not entirely sure. We covered it in class, but I get it mixed up with treaties sometimes.
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Samira
5 months ago
I'm a bit confused by the severity and priority not making sense. I'll need to double-check that part of the incident report.
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Apolonia
5 months ago
This seems like a straightforward TOGAF question. I'll review the Preliminary Phase activities and see which one matches the description.
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Brittni
5 months ago
This is a tricky question. I'm not entirely confident, but I think the answer is A. The auditor isn't required to search for all significant deficiencies, but they do need to perform procedures to understand the design of internal control. I'll double-check my notes to be sure.
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Elbert
5 months ago
I'm a bit confused on this one. I know there are ways to modify the blockchain, but I'm not sure if a developer can just change the code or if there are more complex steps involved.
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Rosio
10 months ago
Haha, this reminds me of that episode of 'The Office' where they're all trying to pass the certification exam. I'm gonna go with B) Facultative, seems like the most accurate choice here.
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Gilberto
9 months ago
I'm sticking with B) Facultative, it just makes the most sense to me.
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Sabra
9 months ago
No way, I'm pretty sure it's C) aggregate placement.
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Ming
9 months ago
I think it's A) pro rata treaty, actually.
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Jacklyn
10 months ago
Okay, let's see... A) pro rata treaty is about proportional reinsurance, and C) aggregate placement is a different concept. I'm going with B) Facultative, that's my final answer!
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Brett
9 months ago
I'm not sure, but I think C) aggregate placement might be the answer.
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Francis
9 months ago
I disagree, I believe B) Facultative is the correct choice.
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Andree
9 months ago
I think A) pro rata treaty is the best option here.
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Georgiana
10 months ago
Ah, I was debating between B) Facultative and C) aggregate placement, but I think B is the better choice here. Gotta love these reinsurance terminology questions!
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Sharika
8 months ago
Definitely, reinsurance terminology can be tricky to navigate.
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Chara
8 months ago
It can be confusing, but once you understand the terms, it becomes clearer.
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Izetta
8 months ago
Yeah, Facultative reinsurance involves separate negotiation for each cession.
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Carla
8 months ago
I agree, B) Facultative is the correct choice for this question.
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Na
9 months ago
Yeah, B) Facultative is the way to go for this one. It's all about that separate negotiation for each cession.
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Michael
9 months ago
I went with C) aggregate placement, but now I see why B) Facultative makes more sense.
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Oretha
10 months ago
I think B) Facultative is the correct choice as well. It's all about that separate negotiation.
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Caprice
10 months ago
I agree, I also chose B) Facultative. It seems like the most fitting option.
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Dawne
10 months ago
Hmm, this seems like a straightforward reinsurance question. I think the answer is B) Facultative, since that refers to the reinsurance of a single policy.
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Izetta
11 months ago
I'm not sure, but I think it might be B) Facultative.
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Denny
11 months ago
I agree with Merilyn, pro rata treaty makes sense for this question.
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Merilyn
11 months ago
I think the answer is A) pro rata treaty.
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