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SOFE SOFA-CFE Exam - Topic 1 Question 128 Discussion

What reinsurance is defined as reinsurance excess of retention by the ceding company?
A) Non-proportional
B) Proportional
C) Commutative
D) Non-commutative

SOFE SOFA-CFE Exam - Topic 1 Question 128 Discussion

Actual exam question for SOFE's SOFA-CFE exam
Question #: 128
Topic #: 1
[All SOFA-CFE Questions]

What reinsurance is defined as reinsurance excess of retention by the ceding company?

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Suggested Answer: A

by Glenna at Jun 16, 2026, 07:43 PM

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Hildred
3 days ago
But what about B) Proportional? It seems relevant too.
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Salome
8 days ago
I agree, John. Non-proportional covers excess risk.
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Dean
14 days ago
I think it's A) Non-proportional. It makes sense.
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Josephine
19 days ago
I’m not so sure about that, could be B too.
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Mabel
24 days ago
Totally agree, it's A! Non-proportional is the way to go.
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Melda
29 days ago
Wait, is that really the definition? Sounds off.
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Theola
1 month ago
I thought it was B) Proportional, but I guess not!
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Julio
1 month ago
It's definitely A) Non-proportional.
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Maynard
1 month ago
Commutative and non-commutative sound familiar, but I can't quite remember how they fit into reinsurance. I think they might not be relevant here.
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Dallas
2 months ago
I recall a practice question that mentioned non-proportional reinsurance as a way to cover losses beyond a certain point. So, I’m leaning towards A.
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Nida
2 months ago
I'm not entirely sure, but I feel like proportional reinsurance is more about sharing losses in a set ratio. Maybe it's not the right answer?
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Brittni
2 months ago
I think this question is about the type of reinsurance that kicks in after a certain loss threshold is reached. I remember studying non-proportional reinsurance for this reason.
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