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The combined ratio is the sum of it:
Suggested Answer: D
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26 comments · newest first
FR
Francoise
5 months ago
Definitely D. It covers all aspects of insurance performance.
DE
Detra
5 months ago
I was torn between A and B, but D seems right.
GO
Goldie
6 months ago
Agreed, combined ratio includes loss and expense ratios.
LA
Lavera
6 months ago
I think it's D) All of the above. Makes sense.
LA
Laquanda
6 months ago
I thought dividends were included too, interesting!
AJ
Aja
6 months ago
The combined ratio is A + B for sure.
LU
Lucy
6 months ago
Wait, is C really not part of it?
BR
Brittni
6 months ago
Totally agree, it's just A and B!
DA
Daniela
7 months ago
It's A and B only, not C.
DO
Dominga
7 months ago
Option B is the way to go. The combined ratio is like the Voltron of insurance metrics - it's the sum of its parts.
MA
Makeda
7 months ago
The combined ratio is the sum of all the ratios, including the "ratio of how many times I've fallen asleep during this exam."
TU
Tu
8 months ago
Option B is the correct answer. The combined ratio is the sum of the loss ratio and expense ratio, not the dividend ratio.
CH
Christiane
8 months ago
All of the above? Really? The combined ratio is just the loss ratio and expense ratio. Option B is the answer.
LE
Leontine
8 months ago
I'm pretty sure the combined ratio is the sum of the loss ratio and expense ratio. Option B is the right choice.
LY
Lyda
8 months ago
The combined ratio is definitely the sum of the loss ratio and expense ratio. Option B is the correct answer.
LI
Lindy
8 months ago
I feel like I've seen this before, and it seems like the combined ratio should include all those components, so I'm leaning towards D.
OL
Olive
8 months ago
I definitely recall that the combined ratio includes the loss ratio and expense ratio, but I can't remember if dividends are part of it.
BA
Barabara
9 months ago
I remember practicing a question similar to this, and I think the answer is D) All of the above, but I could be wrong.
EV
Evette
9 months ago
I think the combined ratio is related to the loss and expense ratios, but I'm not sure about the dividend ratio.
RI
Rima
9 months ago
I'm a little confused on this one. I know the combined ratio has to do with insurance, but I can't quite remember the exact definition. I'll guess B and hope for the best.
ST
Stevie
9 months ago
Okay, I remember learning about the combined ratio in my finance class. It's the sum of the loss ratio and expense ratio, so the answer is definitely B. I feel pretty confident about this one.
MY
My
9 months ago
Ugh, I'm not too familiar with insurance terms. Let me think this through - the combined ratio has to do with expenses and losses, so it's probably not C or D. I'll go with B to be safe.
LA
Lashon
10 months ago
Hmm, I think this is asking about insurance industry metrics. The combined ratio is the sum of the loss ratio and expense ratio, so I'm pretty sure the answer is B.
LA
Laquanda
3 months ago
I think it's B, but I see the point about D.
OL
Olga
4 months ago
I agree with Jesse, it's definitely D.
JE
Jesse
5 months ago
I believe the answer is D. It includes all ratios.