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Real Estate Licensing NCREC-Broker-N Exam - Topic 4 Question 11 Discussion

Actual exam question for Real Estate Licensing's NCREC-Broker-N exam
Question #: 11
Topic #: 4
[All NCREC-Broker-N Questions]

Under the provisions of the federal Truth in Lending Act (TILA) and Real Estate Settlement Procedures Act (RESPA), a lender must provide a borrower with the Closing Disclosure at least _________ prior to loan consummation.

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Suggested Answer: B

TILA-RESPA Integrated Disclosure rules (TRID) require that the Closing Disclosure be delivered to the consumer no later than 3 business days before consummation of the loan. This mandates a three-business-day review period for borrowers before finalizing the loan---making option B correct.


by Jonell at Mar 05, 2026, 10:51 AM

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Roxanne
12 hours ago
I’m pretty sure it’s 3 business days, but I could be wrong. I need to double-check my notes.
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Benedict
6 days ago
I remember practicing a question about TILA and RESPA, and I feel like the answer was 3 calendar days.
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Han
11 days ago
I think it's 3 business days, but I might be mixing it up with something else we studied.
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