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PCI CPSA Exam - Topic 6 Question 57 Discussion

Actual exam question for PCI's CPSA exam
Question #: 57
Topic #: 6
[All CPSA Questions]

A vendor puts cardholder information into a chip by sliding a payment card through a machine that programs it and verifies the dat

a. The chip can make contactless transactions. Which of the following best describes the vendor's activity?

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Suggested Answer: C

by Bok at Jan 05, 2026, 05:16 AM

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Keith
1 day ago
B) Host Card Emulation (HCE) provisioning? Really? That's not even close to what's happening here.
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Kirk
22 days ago
D) Fulfillment is the right choice. The vendor is completing the order by providing the programmed payment card.
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Major
28 days ago
A) Card personalization seems more accurate. The vendor is programming the payment card with cardholder data.
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Tien
1 month ago
C) Secure Element (SE) provisioning is the correct answer. The vendor is putting cardholder information into a chip, which is a secure element.
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Jolene
1 month ago
I’m leaning towards option A, but I keep second-guessing myself. I wonder if they could also be fulfilling a service by programming the card?
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Roxane
1 month ago
This question feels familiar; I think we covered something similar in class. Card personalization sounds right, but I might be mixing it up with SE provisioning.
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Timothy
2 months ago
I remember something about HCE provisioning, but that seems more about software than the physical programming of the chip.
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Iesha
2 months ago
I think this is related to card personalization since the vendor is putting information onto the chip. But I'm not entirely sure.
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Ettie
2 months ago
This question seems straightforward. The vendor is putting data onto a chip, which means they're personalizing the card. The contactless part is just a detail. I'll select A) and move on.
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Jaime
2 months ago
I'm pretty confident about this one. The vendor is programming a chip on a payment card, which is card personalization. The contactless capability is just an additional feature. I'll mark A) as my answer.
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Arthur
2 months ago
Okay, I've got this. The vendor is putting cardholder info into a chip, which sounds like card personalization. And the chip can do contactless transactions, so that rules out HCE. I'll go with A) Card personalization.
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Elena
2 months ago
Hmm, I'm a bit confused by the wording here. I'll need to review my notes on card personalization and secure element provisioning to make sure I understand the differences.
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Shelton
3 months ago
This seems like a tricky question. I'll need to think through the key details about chip cards and contactless transactions to figure out the right answer.
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