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PCI CPSA Exam - Topic 4 Question 48 Discussion

Posted by Shay on May 02, 2025 at 10:38 PM

A vendor wants to know if they will be penalized if their vault is not compliant. Who should they ask?

Suggested Answer: B

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33 comments · newest first
AL
Alyssa 10 months ago
Issuing banks might also have insights on penalties.
RO
Roselle 11 months ago
I think the Payment brands would have the final say.
OD
Odelia 11 months ago
PCI SSC should be the go-to for compliance questions, right?
AL
Alease 11 months ago
Wait, can they really get penalized? That sounds harsh!
HO
Hobert 11 months ago
Definitely ask the Assessor! They know the compliance rules.
ME
Meghann 11 months ago
Payment brands might also have a say in compliance penalties, but I think the Assessor is more directly involved.
LE
Leota 12 months ago
I feel like the PCI SSC would be the right authority to clarify compliance issues, but I’m not 100% confident.
MA
Marica 12 months ago
I remember a practice question where we discussed the role of issuing banks. Could they provide insight on compliance penalties?
KE
Kelvin 1 year ago
I think the vendor should ask the Assessor, but I'm not entirely sure if they have the final say on penalties.
BA
Barrett 1 year ago
I feel pretty confident that the PCI SSC would be the ones to ask about penalties for non-compliance. They're the ones who define the standards, so they'd be the best source of information on that.
OC
Ocie 1 year ago
Okay, let's see. The vendor wants to know about penalties, so I'm guessing they should ask either the PCI SSC or the payment brands. I'm leaning towards the PCI SSC since they're the ones who set the standards.
KE
Keena 1 year ago
I'm a bit unsure about this one. Is it the assessor who would know about penalties, or the payment brands? I'll have to think this through carefully.
CO
Colette 1 year ago
Hmm, this seems like a straightforward question about PCI compliance. I think the PCI SSC would be the best place to ask about potential penalties for non-compliance.
MA
Marnie 1 year ago
Haha, this is like a game of 'Who Wants to Be a Millionaire?' I'm going to go with D) Payment brands. They seem like the ones who would call the shots.
VE
Verdell 1 year ago
I'm just going to guess and say C) Issuing banks. That sounds like the kind of thing they'd know about.
LE
Leah 1 year ago
↳ replying to Verdell
No, I'm pretty sure it's D) Payment brands. They are the ones who enforce the penalties for non-compliance.
MI
Mindy 1 year ago
↳ replying to Verdell
I think it's actually A) PCI SSC. They are the ones who set the compliance standards.
AN
Anjelica 1 year ago
Wow, this is a tough one. I'm gonna have to go with B) Assessor. They're the experts, so they should know the deal.
BU
Bulah 1 year ago
I'm gonna go with A) PCI SSC. They're the ones who oversee the whole PCI thing, so they should have the answer.
RE
Renato 1 year ago
D) Payment brands seems like the logical choice. They're the ones who set the rules, so they should know the penalties.
LA
Larue 1 year ago
↳ replying to Renato
B) The Assessor may be able to provide guidance on compliance penalties.
FR
Francis 1 year ago
↳ replying to Renato
C) Issuing banks could have insight on penalties as well.
SU
Sunshine 1 year ago
↳ replying to Renato
A) PCI SSC might also have information on compliance penalties.
RO
Rolf 1 year ago
↳ replying to Renato
D) Payment brands would be the best to ask about penalties.
EV
Evelynn 1 year ago
I believe the Payment brands would also have information on penalties for non-compliance.
EL
Elmer 1 year ago
But what about the Assessor? Maybe they can provide some insight too.
TE
Tesha 1 year ago
I agree with Desmond, PCI SSC would have the answer.
DE
Desmond 1 year ago
I think they should ask the PCI SSC.
EL
Elly 2 years ago
C) Issuing banks sounds like the way to go. They're the ones who deal with all this payment stuff, right?
MO
Moon 1 year ago
↳ replying to Elly
C) Issuing banks could definitely provide insight on compliance issues.
DA
Daren 1 year ago
↳ replying to Elly
B) The assessor might have more information on penalties.
SU
Sue 1 year ago
↳ replying to Elly
A) PCI SSC would be the best to ask about compliance.
LA
Lashunda 2 years ago
I think the answer is B) Assessor. They are the ones who can tell the vendor if they will be penalized for non-compliance.
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