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PCI CPSA Exam - Topic 2 Question 65 Discussion

A vendor puts cardholder information into a chip by sliding a payment card through a machine that programs it and verifies the data. The chip can make contactless transactions. Which of the following best describes the vendor's activity?
C) Secure Element (SE) provisioning
A) Card personalization
B) Host Card Emulation (HCE) provisioning
D) Fulfillment

PCI CPSA Exam - Topic 2 Question 65 Discussion

Actual exam question for PCI's CPSA exam
Question #: 65
Topic #: 2
[All CPSA Questions]

A vendor puts cardholder information into a chip by sliding a payment card through a machine that programs it and verifies the dat

a. The chip can make contactless transactions. Which of the following best describes the vendor's activity?

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Suggested Answer: C

by Katie at Jun 19, 2026, 09:25 PM

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Rosann
23 days ago
I’m leaning towards A as well. It’s about putting info into the chip directly.
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Dorothy
28 days ago
I agree, but what about B) Host Card Emulation? It sounds relevant too.
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Antione
1 month ago
I think it's A) Card personalization. It fits the description well.
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Brittney
1 month ago
I’m not so sure about that, seems a bit off to me.
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Stevie
1 month ago
Totally agree, it's all about personalizing the card!
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Samira
2 months ago
Wait, can a chip really do contactless transactions like that?
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Nakisha
2 months ago
I thought it was HCE provisioning?
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Amos
2 months ago
That's definitely card personalization!
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Melissa
2 months ago
I’m leaning towards option A, but I could see how fulfillment might fit if it’s about the overall process.
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Haydee
2 months ago
This question feels familiar; I think we covered something similar in class about secure elements and their role in transactions.
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Amalia
2 months ago
I'm not entirely sure, but I remember something about HCE provisioning being more about software than physical cards.
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Elenora
3 months ago
I think this might be related to card personalization since the vendor is programming the chip with cardholder info.
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