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PCI CPSA Exam - Topic 1 Question 9 Discussion

A vendor hosts virtual secure elements holding cardholder information in their data center. When a cardholder makes a purchase, the vendor creates a payment token which is sent to the cardholder's mobile device. Which of the following best describes the vendor's activities?
B) Host Card Emulation (HCE) provisioning
A) Card personalization
C) Secure Element (SE) provisioning
D) Over-the-air (OTA) provisioning

PCI CPSA Exam - Topic 1 Question 9 Discussion

Actual exam question for PCI's CPSA exam
Question #: 9
Topic #: 1
[All CPSA Questions]

A vendor hosts virtual secure elements holding cardholder information in their data center. When a cardholder makes a purchase, the vendor creates a payment token which is sent to the cardholder's mobile device. Which of the following best describes the vendor's activities?

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Suggested Answer: B

by Mireya at Jul 30, 2023, 12:20 PM

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Elenor
10 months ago
Not sure about that, seems risky to me.
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Cory
10 months ago
Wait, are they really holding card info in their data center?
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Lore
10 months ago
I think it's more about OTA provisioning.
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Brynn
10 months ago
Definitely not card personalization!
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Valentine
11 months ago
Sounds like HCE provisioning to me.
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Basilia
11 months ago
I think the vendor's activities are more about secure elements, but I’m leaning towards OTA provisioning since it involves sending tokens.
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Glenn
11 months ago
I’m a bit confused about the difference between SE provisioning and OTA provisioning. They seem related, but I can’t recall the specifics.
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Roslyn
11 months ago
This question feels similar to one we practiced on HCE provisioning. I think that might be the right answer.
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Eveline
11 months ago
I remember studying about card personalization, but I’m not sure if that’s what they mean here.
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Johnetta
12 months ago
This seems like a straightforward question about IT governance and strategic planning. I'll need to carefully consider the options and think about the primary purpose of reexamining the strategic plan.
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Jacquelyne
12 months ago
I'm pretty confident the answer is B, installadm set-criteria. The question mentions generating a "custom system configuration profile", and that command is used to set the installation criteria for AI clients.
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Doyle
12 months ago
This seems like a straightforward question. I'd start by verifying the Analytics profile is assigned to the application's virtual server, as that's the first step.
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Jillian
1 year ago
I bet the vendor is using some 'secure elements' made of duct tape and paperclips. That's the only way I can imagine this working!
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Georgiann
1 year ago
User 3: Yeah, they're probably creating payment tokens using Over-the-air (OTA) provisioning.
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Vince
1 year ago
User 2: That sounds like Secure Element (SE) provisioning to me.
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Devora
1 year ago
User 1: I think the vendor is actually using virtual secure elements in their data center.
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Kimi
1 year ago
I'm pretty confident that the answer is B) Host Card Emulation (HCE) provisioning. The vendor is hosting the secure elements and sending payment tokens to the mobile device, which is the essence of HCE.
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Jenelle
1 year ago
Ah, this is a classic payment technology question! I'm going to go with B) Host Card Emulation (HCE) provisioning. It just sounds like the most logical answer based on the information provided.
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Carma
1 year ago
Hmm, this is a tricky one. I'm not entirely sure, but I'm leaning towards C) Secure Element (SE) provisioning. The vendor seems to be managing the secure elements, but I'm not familiar with the details of how that works.
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Glendora
1 year ago
A: That could make sense too, it's a tough choice.
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Stevie
1 year ago
C: Maybe it's D) Over-the-air (OTA) provisioning since the token is sent to the cardholder's mobile device.
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Lashon
1 year ago
B: I agree, it sounds like the vendor is managing the secure elements.
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Earleen
1 year ago
A: I think it might be C) Secure Element (SE) provisioning.
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Ezekiel
1 year ago
I agree with you, I also think it's C) Secure Element (SE) provisioning.
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Norah
1 year ago
I'm not sure, but I think it could be A) Card personalization.
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Leah
1 year ago
I believe it's D) Over-the-air (OTA) provisioning.
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Wade
1 year ago
I think it might be C) Secure Element (SE) provisioning.
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Olene
1 year ago
This question seems to be testing my knowledge of mobile payment technologies. I think the answer is B) Host Card Emulation (HCE) provisioning, as the vendor is hosting virtual secure elements and creating payment tokens for the cardholder's mobile device.
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Lenna
1 year ago
Yes, that makes sense since the vendor is hosting virtual secure elements and sending payment tokens to the cardholder's mobile device.
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Erick
1 year ago
I think the answer is B) Host Card Emulation (HCE) provisioning.
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Joanna
1 year ago
That makes sense, both options seem plausible.
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Daniela
1 year ago
I believe it could also be Over-the-air (OTA) provisioning.
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Joanna
1 year ago
I think the vendor is doing Secure Element (SE) provisioning.
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