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PCI Exam CPSA Topic 1 Question 9 Discussion

Actual exam question for PCI's CPSA exam
Question #: 9
Topic #: 1
[All CPSA Questions]

A vendor hosts virtual secure elements holding cardholder information in their data center. When a cardholder makes a purchase, the vendor creates a payment token which is sent to the cardholder's mobile device. Which of the following best describes the vendor's activities?

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Suggested Answer: B

by Mireya at Jul 30, 2023, 12:20 PM

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Jillian
1 months ago
I bet the vendor is using some 'secure elements' made of duct tape and paperclips. That's the only way I can imagine this working!
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Georgiann
3 days ago
User 3: Yeah, they're probably creating payment tokens using Over-the-air (OTA) provisioning.
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Vince
9 days ago
User 2: That sounds like Secure Element (SE) provisioning to me.
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Devora
20 days ago
User 1: I think the vendor is actually using virtual secure elements in their data center.
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Kimi
1 months ago
I'm pretty confident that the answer is B) Host Card Emulation (HCE) provisioning. The vendor is hosting the secure elements and sending payment tokens to the mobile device, which is the essence of HCE.
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Jenelle
1 months ago
Ah, this is a classic payment technology question! I'm going to go with B) Host Card Emulation (HCE) provisioning. It just sounds like the most logical answer based on the information provided.
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Carma
1 months ago
Hmm, this is a tricky one. I'm not entirely sure, but I'm leaning towards C) Secure Element (SE) provisioning. The vendor seems to be managing the secure elements, but I'm not familiar with the details of how that works.
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Ezekiel
1 days ago
I agree with you, I also think it's C) Secure Element (SE) provisioning.
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Norah
9 days ago
I'm not sure, but I think it could be A) Card personalization.
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Leah
18 days ago
I believe it's D) Over-the-air (OTA) provisioning.
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Wade
26 days ago
I think it might be C) Secure Element (SE) provisioning.
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Olene
2 months ago
This question seems to be testing my knowledge of mobile payment technologies. I think the answer is B) Host Card Emulation (HCE) provisioning, as the vendor is hosting virtual secure elements and creating payment tokens for the cardholder's mobile device.
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Lenna
15 days ago
Yes, that makes sense since the vendor is hosting virtual secure elements and sending payment tokens to the cardholder's mobile device.
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Erick
16 days ago
I think the answer is B) Host Card Emulation (HCE) provisioning.
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Joanna
2 months ago
That makes sense, both options seem plausible.
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Daniela
2 months ago
I believe it could also be Over-the-air (OTA) provisioning.
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Joanna
2 months ago
I think the vendor is doing Secure Element (SE) provisioning.
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