PCI CPSA Exam - Topic 7 Question 28 Discussion

Actual exam question for PCI's CPSA exam

Question #: 28
Topic #: 7

[All CPSA Questions]

A cardholder wants to make purchases using their phone, so they have their cardholder information programmed into their SIM card using their mobile phone provider. Which of the following best describes this system?

ACard personalization

BHost Card Emulation (HCE) provisioning

CSecure Element (SE) provisioning

DOver-the-air (OTA) provisioning

Show Suggested Answer

Suggested Answer: B

by Charlette at Jun 30, 2024, 06:08 AM

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Major

4 months ago

Really? I thought SE provisioning was different from this.

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Tricia

4 months ago

Wait, are we sure it's not card personalization?

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Vanda

4 months ago

Over-the-air (OTA) provisioning sounds right too.

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Margot

4 months ago

I think it's more like Host Card Emulation (HCE) provisioning.

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Evangelina

4 months ago

That's definitely Secure Element (SE) provisioning!

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Salome

5 months ago

I'm leaning towards Host Card Emulation, but I could be mixing it up with something else we covered.

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Louis

5 months ago

This question feels familiar; I think we had a practice question about card personalization that was similar.

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Kami

5 months ago

I remember studying OTA provisioning, but I can't recall if it specifically involves SIM cards.

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Hector

5 months ago

I think this might be related to Secure Element provisioning, but I'm not entirely sure.

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Gerald

5 months ago

I'm a little confused by the different provisioning methods mentioned. I'll need to review my notes on mobile payment technologies to make sure I choose the right answer.

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Keneth

5 months ago

Okay, let's see. The question is asking about a system where the cardholder's information is programmed into their SIM card. That sounds like it could be Secure Element (SE) provisioning, so I'll go with C.

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Norah

5 months ago

Hmm, I'm a bit unsure about this one. I'll need to think it through carefully to make sure I understand the different provisioning methods.

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Genevieve

5 months ago

This question seems straightforward. I think the answer is B - Host Card Emulation (HCE) provisioning.

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Franklyn

5 months ago

I'm pretty confident the answer is B. Host Card Emulation allows the phone to emulate a physical card, which seems to match the description in the question.

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Lilli

6 months ago

This seems like a straightforward question about real-time transactional email metrics. I think the Platform Events API would be the best approach here, as it allows for real-time updates on the Sent and NotSent metrics.

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Ma

2 years ago

I think it's B) Host Card Emulation (HCE) provisioning, as it allows the phone to emulate a card for contactless payments.

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Gracia

2 years ago

I'm not sure, but I think D) Over-the-air (OTA) provisioning could also be a possibility.

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Heidy

2 years ago

I agree with Sherita, because the Secure Element is a secure chip in the phone that stores the cardholder information.

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Sherita

2 years ago

I think the answer is C) Secure Element (SE) provisioning.

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Emmanuel

2 years ago

Over-the-air provisioning, huh? Sounds like they're beaming the card info straight into the phone. I wonder if it comes with a free tin foil hat to block the mind control signals.

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Stefania

2 years ago

A) Card personalization? Really? That's more about customizing the physical card, not using a phone. I'd go with D) Over-the-air (OTA) provisioning.

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Kiera

2 years ago

Hmm, I'm not so sure. I was thinking C) Secure Element (SE) provisioning might be the right choice, since that involves storing sensitive data on a secure chip.

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Aileen

2 years ago

D) Over-the-air (OTA) provisioning

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Alesia

2 years ago

C) Secure Element (SE) provisioning

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Roselle

2 years ago

B) Host Card Emulation (HCE) provisioning

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Goldie

2 years ago

A) Card personalization

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Youlanda

2 years ago

I think B) Host Card Emulation (HCE) provisioning is the correct answer here. It's the best way to describe a system where the cardholder's information is stored on their SIM card.

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Jospeh

2 years ago

I think it's C) Secure Element (SE) provisioning, as it involves storing sensitive information securely.

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Dorcas

2 years ago

I agree, B) Host Card Emulation (HCE) provisioning is the correct answer.

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