This seems like a tricky question. I'm not totally sure if it's asking about laws/regulations or just general company policies. I'll have to re-read it a few times.
I'm feeling pretty confident about this one. The description matches the definition of laws or regulations, which carry legal penalties for breaking them.
Okay, the key details here are that it's a set of rules with penalties for noncompliance. That makes me lean towards laws or regulations as the best answer.
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