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IFSE Institute LLQP Exam - Topic 3 Question 29 Discussion

Amani owns Amani's Passions, an eco-friendly cosmetics company she started in her garage three years ago. The business is booming---so much so that Amani's Passions recently hired over 20 employees to keep up with demand. Now Amani wants to set up a group insurance plan for her staff.Whose role is it to solicit quotes from insurers and put the right plan in place?
D) The group broker.
A) Amani's Passions' human resources department.
B) The group insurance provider selected by Amani.
C) The group plan sponsor.

IFSE Institute LLQP Exam - Topic 3 Question 29 Discussion

Actual exam question for IFSE Institute's LLQP exam
Question #: 29
Topic #: 3
[All LLQP Questions]

Amani owns Amani's Passions, an eco-friendly cosmetics company she started in her garage three years ago. The business is booming---so much so that Amani's Passions recently hired over 20 employees to keep up with demand. Now Amani wants to set up a group insurance plan for her staff.

Whose role is it to solicit quotes from insurers and put the right plan in place?

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Suggested Answer: D

by Latricia at May 11, 2026, 06:10 AM

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Isidra
1 day ago
I think it's Amani's HR department. They know the employees best.
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Jordan
6 days ago
I vote for the HR department. They can assess everyone's needs effectively.
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Tammara
12 days ago
But what if the insurance provider has better options? They should help too!
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Boris
17 days ago
I feel like the group plan sponsor is key here. They manage the plan.
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Lindsey
22 days ago
Amani should definitely be involved too. It's her company!
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Ming
27 days ago
I disagree. The group broker should handle it. They have the expertise.
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Goldie
1 month ago
I think it should be Amani's HR department. They know the staff best.
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Vonda
1 month ago
I disagree, the insurance provider should take the lead on this.
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Robt
1 month ago
Amani's doing great, but 20 employees in just three years? Wow!
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Gabriele
2 months ago
Wait, isn't it the group plan sponsor's job?
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Maryanne
2 months ago
I think the group broker would be more suitable.
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Burma
2 months ago
Definitely the HR department should handle this!
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Josphine
2 months ago
I'm pretty sure the insurance provider just provides quotes, not the plan setup.
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Azalee
2 months ago
Wait, how does Amani have 20 employees already? That's impressive but hard to believe!
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Josephine
2 months ago
Amani should really consider the group plan sponsor too.
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Michal
3 months ago
No way, it should be the group broker! They know the market best.
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Rocco
3 months ago
I think it's definitely the HR department's job to handle that.
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Lashandra
3 months ago
I thought it was the responsibility of the HR department, but now I'm wondering if the group insurance provider has any say in it.
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Ivette
3 months ago
I feel like the group plan sponsor might have a role in this too, but I can't recall exactly what that entails.
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Mauricio
3 months ago
I remember a practice question where the group broker was mentioned as the one to negotiate with insurers. Could that be the right answer here?
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Glory
5 months ago
I think the human resources department would be responsible for this, but I'm not entirely sure if they handle everything related to insurance.
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