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IFSE Institute CIFC Exam - Topic 10 Question 19 Discussion

Actual exam question for IFSE Institute's CIFC exam

Question #: 19
Topic #: 10

[All CIFC Questions]

Which of the following statements about pension adjustments (PA) is TRUE?

AThey represent how much your pension is reduced due to market conditions.

BThey increase your registered retirement savings plan (RRSP) room by the amount of the pension adjustment.

CThey represent how much your pension will increase due to years of service.

DYou will receive a PA whether you are in a defined contribution or a defined benefit pension plan.

Show Suggested Answer

Suggested Answer: D

by Haydee at May 13, 2026, 03:36 PM

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Matthew

3 days ago

I feel like I’ve seen a question like this before, and I think D might be true since both types of plans have PAs.

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Rutha

8 days ago

I remember something about RRSP room and pension adjustments, so maybe option B is the right one?

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Lili

2 months ago

I think the PA is related to how much your pension is affected by your contributions, but I'm not sure which statement is correct.

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