ICMA Exam FMFQ Topic 3 Question 84 Discussion

Actual exam question for ICMA's FMFQ exam

Question #: 84
Topic #: 3

[All FMFQ Questions]

Facilitating a movement of funds directly from lenders to borrowers is a definition of which the following?

ACredit banking

BDisintermediation

CLeveraged finance

DPrivate banking

Show Suggested Answer

Suggested Answer: B

by Yoko at Aug 01, 2025, 01:38 PM

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Karol

1 days ago

This question seems pretty straightforward. I think the answer is B - Disintermediation, since that's the process of facilitating direct lending between lenders and borrowers without an intermediary.

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Irma

6 days ago

Disintermediation? Isn't that what happens when you forget to wear deodorant before a job interview?

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Graham

16 days ago

I'm not sure, but I think it's private banking.

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Myong

16 days ago

A) Credit banking? More like 'credit stinking' if you ask me! B) Disintermediation is clearly the way to go here.

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Amber

2 months ago

Hmm, I'm not too sure about this one. I was considering C) Leveraged finance, but I suppose B) Disintermediation makes more sense.

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Emily

2 months ago

I agree with Curtis, it makes sense.

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Karl

2 months ago

I think the correct answer is B) Disintermediation. That sounds about right to me.

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Darrel

6 days ago

It bypasses traditional banking intermediaries.

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Freeman

7 days ago

I agree, B) Disintermediation is the correct answer.

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Salome

9 days ago

Disintermediation is the movement of funds directly from lenders to borrowers.

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Curtis

2 months ago

I think it's disintermediation.

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