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GARP 2016-FRR Exam - Topic 4 Question 18 Discussion

Actual exam question for GARP's 2016-FRR exam

Question #: 18
Topic #: 4

[All 2016-FRR Questions]

A retail credit score of above 680 is generally considered to be "prime." The term "prime" means the borrower is what?

ALow quality with low risk of default

BHigh quality with high risk of default

CLow quality with high risk of default

DHigh quality with low risk of default

Show Suggested Answer

Suggested Answer: D

by Laila at Apr 10, 2026, 02:30 AM

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Fatima

5 hours ago

Prime means low risk, right?

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Shannon

5 days ago

Yup, D is the correct answer!

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Jerry

11 days ago

I thought prime was just for good credit, not risk levels.

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Annett

16 days ago

Wait, are we sure about that? Sounds too good to be true.

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Izetta

2 months ago

Definitely, it's high quality with low risk!

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Zachary

2 months ago

Prime means low risk, right?

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Francesco

3 months ago

I definitely recall that prime borrowers are high quality, which usually means they have a lower risk of default. So, D seems correct to me.

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Iola

3 months ago

I feel a bit confused. I thought "prime" meant low quality, but that doesn't sound right now.

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Cristen

3 months ago

I remember practicing a question like this, and I think "prime" borrowers are typically seen as low risk. So, I would go with D.

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Glenn

3 months ago

I think "prime" means the borrower is considered high quality, but I'm not sure if it's low risk of default or not.

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