Deal of The Day! Hurry Up, Grab the Special Discount - Save 25% - Ends In 00:00:00 Coupon code: SAVE25
Welcome to Pass4Success

- Free Preparation Discussions

American Bankers Association CTFA Exam - Topic 6 Question 105 Discussion

Posted by Kathryn on May 29, 2026 at 11:58 AM

It is a term life policy provision allowing the insured to renew the policy at the end of its term without having to show evidence of insurability

Suggested Answer: D

Get Premium CTFA Questions as Interactive Web-Based Practice Test or PDF Real Exam Format Detailed Explanations Instant Access Get Your Practice Test
17 comments · newest first
BA
Basilia 23 days ago
I like how it simplifies the process for insureds.
TY
Ty 28 days ago
I was confused at first, but D seems right.
ER
Erick 1 month ago
I feel confident about this question!
IS
Isabella 1 month ago
D) Renewability is the best choice here.
RO
Rosalind 1 month ago
Definitely not B) Term life insurance.
CA
Candra 2 months ago
A straight term policy doesn't fit this.
IR
Iraida 2 months ago
I agree, it makes sense to renew without proof.
EL
Elmira 2 months ago
I think it's D) Renewability.
MY
My 2 months ago
100% agree, renewability is key for term policies!
AL
Alverta 2 months ago
Really? I didn't know you could renew without proof!
CA
Casie 2 months ago
No way, it's term life insurance for sure!
JA
Jame 3 months ago
I thought it was called a straight term policy?
WI
Willetta 3 months ago
That's definitely a renewability feature!
DI
Dierdre 3 months ago
I’m confused between straight term and renewability; I hope I can remember which one allows for renewal without proof of insurability.
TA
Tabetha 3 months ago
I feel like I saw a similar question in our practice tests, and I think the answer was about the renewability option.
PA
Pamella 3 months ago
I remember studying about term life insurance, but I can't recall if it specifically covers renewability without evidence of insurability.
SH
Shonda 4 months ago
I think this might be related to the renewability feature, but I'm not entirely sure if that's the right term for it.
0/2000 characters

Save Cancel