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American Bankers Association Exam CTFA Topic 2 Question 83 Discussion

Actual exam question for American Bankers Association's CTFA exam

Question #: 83
Topic #: 2

[All CTFA Questions]

____________ is a hybrid form of HMO that allows members to go outside the HMO network for care and reimburses them at a specified percentage of the cost.

AIndividual practice association

BPreferred provider organization

CExclusive provider organization

DPoint-of-service plan

Show Suggested Answer

Suggested Answer: C

by Twana at Jan 13, 2025, 12:10 PM

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Alease

2 months ago

I'm pretty confident that the answer is D) Point-of-service plan. It's the only one that matches the description of allowing members to go outside the network.

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Valentine

2 months ago

Haha, this question is a real head-scratcher. Maybe I should just guess and hope for the best!

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Suzi

1 months ago

I'm leaning towards C) Exclusive provider organization.

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Lura

1 months ago

I'm not sure, but I think it might be B) Preferred provider organization.

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Rosendo

1 months ago

I think it's D) Point-of-service plan.

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Justine

3 months ago

I'm not sure, but I'm going to go with B) Preferred provider organization. It seems to fit the description of a hybrid form of HMO.

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Oliva

1 months ago

Let's go with B) Preferred provider organization then.

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Malcom

1 months ago

I agree with you, B) Preferred provider organization sounds like the right choice.

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Selene

1 months ago

I'm leaning towards C) Exclusive provider organization.

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Serina

2 months ago

I think it might be D) Point-of-service plan.

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Hildegarde

3 months ago

I think the answer is D) Point-of-service plan. It sounds like the description of a plan that allows members to go outside the network for care.

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Gerald

3 months ago

I'm not sure, but I think it's either B) Preferred provider organization or D) Point-of-service plan.

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Sabine

3 months ago

I agree with Terrilyn, because a Point-of-service plan allows members to go outside the HMO network for care.

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Terrilyn

4 months ago

I think the answer is D) Point-of-service plan.

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