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American Bankers Association CTFA Exam - Topic 10 Question 52 Discussion

Actual exam question for American Bankers Association's CTFA exam
Question #: 52
Topic #: 10
[All CTFA Questions]

Co-inusrance is:

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Suggested Answer: D

by Paris at Sep 03, 2023, 08:31 PM

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Ronald
4 months ago
I thought it applied to liability insurance as well!
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Florinda
4 months ago
It's definitely a health insurance thing.
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Pamella
5 months ago
Wait, are you sure it's not in property insurance too?
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Bong
5 months ago
Totally agree, it's all about sharing costs!
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Azalee
5 months ago
Co-insurance is mainly found in health insurance.
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Raymon
5 months ago
I thought coinsurance was more about actual cash value, but now I'm second-guessing myself after reviewing the options.
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Donte
5 months ago
I feel like I saw a question similar to this in practice exams, and it was about liability insurance. But I can't recall the specifics.
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Dorothy
5 months ago
I remember studying that coinsurance often applies in property insurance, especially regarding shared risks.
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Luz
6 months ago
I think coinsurance is related to health insurance, but I'm not entirely sure if that's the only context it applies to.
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Shannon
6 months ago
The question mentions that users are getting error messages when logging in, so I think the Login History would be the best place to start. That should give me some clues about what's going on.
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Lorrine
6 months ago
Hmm, I'm not totally sure about this one. I'll have to think it through carefully.
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Xuan
6 months ago
I think the Reverse Path Forwarding check is related to maintaining a loop-free path, so maybe it's A?
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Georgiana
10 months ago
At least it's not asking about 'deductible' - that's always a trick question!
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Micheal
10 months ago
Health insurance? Really? I thought that was just for things like copays and deductibles. This question is tripping me up a bit.
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Mirta
9 months ago
D) A provision in health insurance
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Yvette
9 months ago
C) A provision in liability insurance
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Na
9 months ago
B) A provision in actual cash value
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Alva
10 months ago
A) A provision in property insurance
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Francesco
11 months ago
I'm pretty sure it's not in liability insurance. That's more about the coverage limits and deductibles, right?
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Lavera
9 months ago
A) A provision in property insurance
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Tomoko
9 months ago
I'm pretty sure it's not in liability insurance. That's more about the coverage limits and deductibles, right?
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Glen
9 months ago
D) A provision in health insurance
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Lorrie
9 months ago
C) A provision in liability insurance
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Arlene
10 months ago
B) A provision in actual cash value
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Hubert
10 months ago
A) A provision in property insurance
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Hubert
11 months ago
Hmm, I think it's also used in health insurance to determine the amount the insured has to pay out-of-pocket. But I'm not 100% sure.
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Kanisha
9 months ago
D) A provision in health insurance
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Lyla
9 months ago
I think you're right, co-insurance is also used in health insurance.
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Anastacia
10 months ago
D) A provision in health insurance
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Tegan
10 months ago
C) A provision in liability insurance
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Herminia
10 months ago
B) A provision in actual cash value
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Amie
10 months ago
Co-insurance can also be found in property insurance and liability insurance.
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Martha
10 months ago
A) A provision in property insurance
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Tricia
10 months ago
Yes, it's used to determine the amount the insured has to pay out-of-pocket.
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Jerry
10 months ago
I think you're right, co-insurance is a provision in health insurance.
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Nikita
11 months ago
Co-insurance is definitely a provision in property insurance. I remember learning about that in my risk management class.
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Demetra
10 months ago
Oh, I see. Thanks for clarifying that!
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Tambra
10 months ago
Actually, it's a provision in property insurance, not health insurance.
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Phillip
11 months ago
I think it's a provision in health insurance.
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Alexia
11 months ago
Yes, you're right! Co-insurance is a provision in property insurance.
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Phung
11 months ago
Oh, I see. So it's not related to health insurance then.
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Darrin
12 months ago
Actually, co-insurance is a provision in property insurance.
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Phung
12 months ago
I think co-insurance is a provision in health insurance.
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