American Bankers Association CRCM Exam - Topic 9 Question 72 Discussion

Actual exam question for American Bankers Association's CRCM exam

Question #: 72
Topic #: 9

Bank A offers safe deposit services in a vault area that contains a door too narrow for wheelchair passage. The bank cannot widen the door because of the vault construction. Therefore, when a customer in a wheelchair needs access to a safe deposit box the customer cannot enter the vault. The bank provides viewing rooms for all safe deposit customers, and one of these rooms has a door wide enough for a disabled customer to enter. Which of the following must the bank do to provide safe deposit box service to wheelchair customers?

ARemove the old vault and install a new vault to allow wheelchair access

BConstruct an alternative facility in which to store the safe deposit boxes of wheelchair customers

CRequire wheelchair customers to be accompanied by a walking individual to retrieve the safe deposit box for the customer

DBring the safe deposit box to the customer and provide an accessible area where the customer may privately have access to the contents

Show Suggested Answer

Suggested Answer: D

by An at Jul 26, 2023, 10:17 PM

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Colton

6 months ago

Constructing a new facility sounds expensive and impractical.

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Emogene

6 months ago

Wait, is it really legal to have such limited access?

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Stevie

7 months ago

I don't think requiring someone to accompany them is fair.

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Mitsue

7 months ago

They should definitely bring the box to the customer!

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Carey

7 months ago

The vault door is too narrow for wheelchairs.

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Janey

7 months ago

I think constructing a new facility, like in option B, could be too costly and impractical. I feel like they should focus on making the existing service accessible instead.

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Brock

7 months ago

I’m a bit confused about whether requiring an accomplice, like in option C, is actually compliant with accessibility laws. It seems unfair to put that burden on the customer.

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Juan

8 months ago

This question feels similar to one we practiced about providing services for disabled customers. I think option D makes the most sense since it allows access without major construction.

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Wilbert

8 months ago

I remember discussing how accessibility is crucial in service design, but I'm not sure if the bank needs to completely remove the vault.

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Olive

8 months ago

Okay, let's see. The question says the guest users can't create posts in Monthly Reports, so I'm guessing we need to adjust the permissions somehow. I'm leaning towards B or C as the best options.

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Laila

8 months ago

I'm pretty sure the answer is B. The question is asking about a valid selection from the home page, and querying performance seems like a common option for a web console.

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Eileen

8 months ago

Hmm, this seems like a pretty straightforward data analysis question. I'll need to carefully review the summary tables and observation details to identify any significant trends or changes in the wildlife populations.

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Shelton

1 year ago

Option A - remove the old vault and install a new one? Sounds like a lot of effort and expense just to accommodate a few customers. They should just go with the easier option.

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Raylene

1 year ago

As a wheelchair user myself, I can tell you that Option D is the only acceptable solution. The bank needs to think outside the box and make it work for everyone.

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Detra

11 months ago

Absolutely, it's all about inclusivity and making sure everyone has equal access to services.

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Quiana

11 months ago

I agree, it's important for businesses to accommodate all customers, regardless of their physical abilities.

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Malcom

12 months ago

Option D is definitely the best solution. The bank should bring the safe deposit box to the customer for accessibility.

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Loren

12 months ago

Absolutely, it's all about inclusivity and making sure everyone has equal access to services.

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Deandrea

1 year ago

I agree, it's important for businesses to accommodate all customers, regardless of their physical abilities.

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Erasmo

1 year ago

Option D is definitely the best solution. The bank should bring the safe deposit box to the customer for accessibility.

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Cristal

1 year ago

Option C is just ridiculous. Requiring wheelchair customers to be accompanied by a walking individual? That's not inclusive at all.

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Phuong

11 months ago

Yes, Option D would ensure that wheelchair customers can access their safe deposit box without any barriers.

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Keneth

11 months ago

I think Option D is the best solution. Bringing the safe deposit box to the customer is a simple and effective way to accommodate wheelchair users.

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Lou

11 months ago

I agree, it's important for businesses to provide equal access to all customers.

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Geraldo

11 months ago

Option C is definitely not inclusive. Wheelchair customers should have independent access to their safe deposit box.

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Domingo

12 months ago

That sounds like a reasonable solution. It's important for businesses to consider the needs of all their customers.

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An

12 months ago

I think Option D is the best solution. Bringing the safe deposit box to the customer and providing an accessible area for them to access it privately is the most inclusive option.

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Dorathy

1 year ago

I agree, it's important for businesses to provide equal access to all customers, regardless of their physical abilities.

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Trina

1 year ago

Option C is definitely not inclusive. Wheelchair customers should have independent access to their safe deposit boxes.

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Caitlin

1 year ago

I agree, Option D is the way to go. The bank has a responsibility to provide equal access to all customers, even if the vault itself is not wheelchair-friendly.

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Cammy

1 year ago

I agree, it's important for the bank to accommodate all customers, regardless of their physical abilities.

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Gladis

1 year ago

Option D is definitely the best solution. It ensures that wheelchair customers can still access their safe deposit boxes.

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Weldon

1 year ago

But wouldn't it be better to construct an alternative facility for wheelchair customers?

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Gayla

1 year ago

I agree with Xuan. It's the most practical solution given the vault constraints.

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Erasmo

1 year ago

Option D seems like the most reasonable solution. The bank should make accommodations for wheelchair customers by bringing the safe deposit box to them in an accessible area.

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