New Year Sale 2026! Hurry Up, Grab the Special Discount - Save 25% - Ends In 00:00:00 Coupon code: SAVE25
Welcome to Pass4Success

- Free Preparation Discussions
Mail Us support@pass4success.com
Location US
Mob_nav_barsMENU

American Bankers Association CRCM Exam - Topic 3 Question 71 Discussion

Actual exam question for American Bankers Association's CRCM exam
Question #: 71
Topic #: 3
[All CRCM Questions]

In Advertising-12 CFR 213.7, if a percentage rate is used in an advertisement, it cannot be more prominent than any other disclosure, EXCEPT:

Show Suggested Answer Hide Answer
Suggested Answer: B

by Delisa at Jul 05, 2023, 03:58 AM

Limited Time Offer

25%

Off

Get Premium CRCM Questions as Interactive Web-Based Practice Test or PDF

Contribute your Thoughts:

0/2000 characters
Submit Cancel
Stanton
3 months ago
B sounds off, I don’t think timing should matter that much.
upvoted 0 times
...
Elin
4 months ago
I think it’s C, required disclosures are key!
upvoted 0 times
...
Brande
4 months ago
Wait, are you sure about that? Seems a bit confusing.
upvoted 0 times
...
Thad
4 months ago
Totally agree, it's all about transparency in ads!
upvoted 0 times
...
Willodean
4 months ago
A percentage rate can't be more prominent than other disclosures, except for certain warnings.
upvoted 0 times
...
Talia
5 months ago
I vaguely recall that electronic ads have different rules, but I can't remember if that relates to prominence. Is it D?
upvoted 0 times
...
Sanda
5 months ago
I’m a bit confused about the exceptions. Wasn't there something about warnings being more prominent? I might lean towards A.
upvoted 0 times
...
Carey
5 months ago
This question feels familiar; I think we practiced a similar one about required disclosures. Could it be option C?
upvoted 0 times
...
Hermila
5 months ago
I think I remember something about the prominence of disclosures, but I'm not sure if it applies to all types of ads.
upvoted 0 times
...
Mireya
5 months ago
Hmm, I'm a bit confused here. Is it just about TACACS or do we need to consider Active Directory as well? I'll need to think this through carefully.
upvoted 0 times
...
Anthony
5 months ago
This is a tricky one, but I'm confident I can figure it out. I'll carefully read through each option and select the three that best match the client's requirement.
upvoted 0 times
...
Lashawn
5 months ago
Okay, I've got this. The answer is A, initializeUnorderedBulk. I'm sure I've used that operation before for bulk document insertions.
upvoted 0 times
...
German
10 months ago
Wait, did they just throw in an electronic form exception to see if we're paying attention? This is like a finance version of the Konami code - gotta keep your eyes peeled for those hidden rules!
upvoted 0 times
Harley
8 months ago
D) For an advertisement accessed in electronic form
upvoted 0 times
...
Almeta
8 months ago
C) For required disclosures in advertisements
upvoted 0 times
...
Lindsey
9 months ago
A) For the warning regarding the limitation of the rate as a measurement of cost
upvoted 0 times
...
...
Cherrie
10 months ago
I'm feeling lucky today, so I'm going to go with B. Something about the specific timeline of 3 days before and 10 days after the broadcast just seems like the kind of random detail they'd throw in as the exception. Fingers crossed!
upvoted 0 times
...
Stephanie
10 months ago
Hmm, I'm not sure about this one. Let me think it through... Oh, I got it! The answer must be A. The warning about the limitation of the rate as a measurement of cost is the only one that makes sense as an exception. Gotta love these finance regulations, am I right?
upvoted 0 times
...
Juliana
10 months ago
Haha, this question is tricky! I'm going to go with C. The wording about 'required disclosures' makes me think that's the exception they're looking for. Can't wait to see if I'm right!
upvoted 0 times
Jerry
9 months ago
User 3: I agree with Halina, A) seems like the exception they're looking for.
upvoted 0 times
...
Paulene
9 months ago
User 3: I agree, C seems like the exception they're looking for.
upvoted 0 times
...
Halina
9 months ago
User 2: I'm not sure, but I think it might be D) for an advertisement accessed in electronic form.
upvoted 0 times
...
Phuong
9 months ago
User 2: Yeah, that makes sense. Let's see if we're right!
upvoted 0 times
...
Bettye
9 months ago
User 1: I think it's A) for the warning regarding the limitation of the rate as a measurement of cost.
upvoted 0 times
...
Felix
9 months ago
User 1: I think it's C too. Required disclosures seem important.
upvoted 0 times
...
...
Tawanna
10 months ago
I think the answer is D. The question states that the percentage rate cannot be more prominent than any other disclosure, except for an advertisement accessed in electronic form. That makes sense, since the electronic format allows for more flexibility in how the information is presented.
upvoted 0 times
Vernell
9 months ago
I agree, the answer is D. Electronic form advertisements have different presentation options.
upvoted 0 times
...
Nan
10 months ago
C) For required disclosures in advertisements
upvoted 0 times
...
Leonard
10 months ago
A) For the warning regarding the limitation of the rate as a measurement of cost
upvoted 0 times
...
...
Val
11 months ago
That makes sense too, but I still think A is the best choice for this question.
upvoted 0 times
...
Clement
11 months ago
I disagree, I believe the answer is C, as required disclosures should always be prominent.
upvoted 0 times
...
Val
11 months ago
I think the answer is A, because the warning about the limitation of the rate is crucial.
upvoted 0 times
...
Casie
11 months ago
I'm not sure, but I think it's important for the rate disclosure to be clear and not overshadowed by other information in the advertisement.
upvoted 0 times
...
Malinda
11 months ago
I agree with Millie, because the warning about the rate's limitation is crucial for consumers to understand the true cost.
upvoted 0 times
...
Millie
11 months ago
I think the answer is A) For the warning regarding the limitation of the rate as a measurement of cost.
upvoted 0 times
...

Save Cancel