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American Bankers Association Exam CRCM Topic 2 Question 99 Discussion

Actual exam question for American Bankers Association's CRCM exam
Question #: 99
Topic #: 2
[All CRCM Questions]

FDIC guidance lists three requirements to ensure compliance with spousal signature rules include all of the following EXCEPT:

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Suggested Answer: C

Contribute your Thoughts:

Alex
28 days ago
Seriously, who comes up with these exam questions? They're like a puzzle wrapped in a riddle!
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Stefania
4 days ago
I agree, it's important to review and revise policies to ensure compliance.
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Stefania
5 days ago
I think the answer is A) Review and revise policies.
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Stefania
7 days ago
I know, these questions can be so confusing sometimes.
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Miles
1 months ago
I'm pretty sure D is the correct answer. I mean, why would the FDIC require us to allow applicants to use a birth-given name? That just seems like a weird thing to include.
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Sheridan
6 days ago
C) Implement monitoring and auditing programs to check for spousal signature violations
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Pansy
7 days ago
B) Provide training to consumer and commercial loan staff
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Mable
28 days ago
A) Review and revise policies
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Donte
2 months ago
Okay, let's think this through. A, B, and C all seem like pretty straightforward requirements, so D must be the odd one out.
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Providencia
7 days ago
D) Must allow an applicant to designate a birth-given first name and a birth-given, surname, spouse's surname, or combination
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Annita
16 days ago
C) Implement monitoring and auditing programs to check for spousal signature violations
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Fabiola
1 months ago
B) Provide training to consumer and commercial loan staff
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Taryn
1 months ago
A) Review and revise policies
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Charolette
2 months ago
Haha, I bet the FDIC agents had a field day coming up with these options. They're really trying to trip us up!
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Loise
27 days ago
B) Provide training to consumer and commercial loan staff
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Helaine
1 months ago
A) Review and revise policies
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Mica
2 months ago
Wow, this question is really tricky! I'm not sure if D is the correct answer or not.
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Michael
8 days ago
D) Must allow an applicant to designate a birth-given first name and a birth-given, surname, spouse's surname, or combination
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Hubert
14 days ago
C) Implement monitoring and auditing programs to check for spousal signature violations
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Dianne
1 months ago
B) Provide training to consumer and commercial loan staff
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Jesusa
1 months ago
A) Review and revise policies
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Oliva
2 months ago
I'm not sure, but I think D makes sense because it's about allowing flexibility for applicants.
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Shaun
2 months ago
I agree with Donte, because the other options are about policies and monitoring.
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Donte
2 months ago
I think the answer is D.
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