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AHIP AHM-530 Exam - Topic 2 Question 125 Discussion

In the paragraph below, two statements each contain a pair of terms enclosed in parentheses.Determine which term correctly completes each statement. Then select the answer choice that contains the two terms you have chosen.In most states, a health plan can be held responsible for a provider's negligent malpractice. This legal concept is known as (vicarious liability / risk sharing). One step that health plans can take to reduce their exposure to malpractice lawsuits is to state in health plan-provider agreements, marketing collateral, and membership literature that the providers are (employees of the health plan / independent contractors).
B) Vicarious liability / independent contractors
A) Vicarious liability / employees of the health plan
C) Risk sharing / employees of the health plan
D) Risk sharing / independent contractors

AHIP AHM-530 Exam - Topic 2 Question 125 Discussion

Actual exam question for AHIP's AHM-530 exam
Question #: 125
Topic #: 2
[All AHM-530 Questions]

In the paragraph below, two statements each contain a pair of terms enclosed in parentheses.

Determine which term correctly completes each statement. Then select the answer choice that contains the two terms you have chosen.

In most states, a health plan can be held responsible for a provider's negligent malpractice. This legal concept is known as (vicarious liability / risk sharing). One step that health plans can take to reduce their exposure to malpractice lawsuits is to state in health plan-provider agreements, marketing collateral, and membership literature that the providers are (employees of the health plan / independent contractors).

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Suggested Answer: B

by King at May 05, 2026, 10:32 AM

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Cordelia
2 hours ago
A is definitely right. Providers are usually employees in these cases.
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Ruthann
5 days ago
I agree, but I lean towards B. Independent contractors fit better.
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Adolph
10 days ago
I think it's A. Vicarious liability makes sense here.
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Gertude
16 days ago
Not sure about that, sounds a bit off to me.
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Izetta
21 days ago
Totally agree, it's all about vicarious liability here.
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Shelia
26 days ago
Surprised to learn health plans can be liable!
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Major
1 month ago
I think it's independent contractors, right?
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Luisa
1 month ago
Definitely vicarious liability!
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Rene
1 month ago
I believe it’s "independent contractors" for the second part, but I’m worried I might be mixing it up with another concept I studied.
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Elvera
3 months ago
I practiced a similar question where "vicarious liability" was also the right choice. I feel confident about that part, but the second term is still a bit fuzzy for me.
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Salley
3 months ago
I'm not so sure about the second term. I remember something about independent contractors being less risky for health plans, but I can't recall the exact details.
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Leonor
3 months ago
I think the first term is definitely "vicarious liability" because it relates to how health plans can be held accountable for providers' actions.
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