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AHIP AHM-520 Exam - Topic 6 Question 102 Discussion

Actual exam question for AHIP's AHM-520 exam
Question #: 102
Topic #: 6
[All AHM-520 Questions]

The following statements are about pure risk and speculative risk---two kinds of risk that both businesses and individuals experience. Select the answer choice containing the correct statement.

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Suggested Answer: C

by Laura at Oct 19, 2024, 03:40 AM

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Ruth
3 months ago
Just to clarify, pure risk is about loss, not gain.
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Trinidad
3 months ago
D is spot on! Speculative risk is all about uncertainty.
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Nakisha
3 months ago
Wait, C sounds off. Serious illness is pure risk, right?
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Rodrigo
4 months ago
I disagree, B is misleading. Pure risk doesn't involve gain.
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Alberta
4 months ago
A is definitely true, healthcare is all about pure risk!
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Andra
4 months ago
I thought only pure risk had uncertainty, but now I'm confused because speculative risk seems to have uncertainty too.
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Ronny
4 months ago
I feel like speculative risk is more about investments and potential gains, so I don't think contracting an illness fits that definition.
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Gearldine
5 months ago
I remember a practice question where we discussed the differences between pure and speculative risk, but I can't recall if pure risk can involve any gain.
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Stephaine
5 months ago
I think healthcare coverage is more about managing pure risk, but I'm not entirely sure if it completely avoids speculative risk.
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Stephen
5 months ago
The key here is understanding that healthcare coverage is designed to help with pure risk, not speculative risk. I'm confident that option A is the correct answer.
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Bronwyn
5 months ago
Okay, I think I've got it. Pure risk is about avoiding potential losses, while speculative risk involves the possibility of gain or loss. I'll go with option A.
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Charolette
5 months ago
Hmm, I'm a bit confused by the wording here. I'll need to review my notes on the definitions of pure and speculative risk to figure this out.
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Evangelina
5 months ago
This question seems straightforward, but I want to make sure I understand the difference between pure and speculative risk before selecting an answer.
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Harley
9 months ago
Wait, does this mean I can gamble on my own health now? That's the kind of speculative risk I can get behind!
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Alex
9 months ago
This is a tricky one, but I think C is the right answer. An example of speculative risk is the possibility of contracting a serious illness, which involves both the potential for loss and the potential for gain (e.g., through medical treatment).
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Silva
8 months ago
I'm not sure, but I think I'll go with D. Speculative risk definitely has an element of uncertainty.
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Tyisha
8 months ago
I see your point, but I still think C is the right choice. It makes sense that contracting a serious illness involves both loss and gain.
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Noel
8 months ago
I disagree, I believe D is the correct answer. Speculative risk contains an element of uncertainty.
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Audria
8 months ago
I think C is the correct answer. Speculative risk involves both potential loss and potential gain.
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Tayna
10 months ago
I'm going with B. Only pure risk involves the possibility of gain. Speculative risk is the possibility of both gain and loss, not just gain.
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Claudia
9 months ago
User 3: I agree with Claudia. Speculative risk is not just about gain.
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Josefa
10 months ago
User 2: I disagree. Speculative risk includes both gain and loss, not just gain.
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Alease
10 months ago
User 1: I think B is correct. Pure risk involves the possibility of gain.
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James
11 months ago
D seems like the correct answer to me. Speculative risk contains an element of uncertainty, unlike pure risk which is a guarantee of loss.
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Stanton
10 months ago
User 2: I agree, pure risk is a guarantee of loss while speculative risk has uncertainty.
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Steffanie
10 months ago
User 1: I think D is the correct answer. Speculative risk involves uncertainty.
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Clare
11 months ago
I think the correct answer is A. Healthcare coverage is designed to help plan members avoid pure risk, not speculative risk. Pure risk is the possibility of loss or damage, while speculative risk involves the possibility of both gain and loss.
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Devora
9 months ago
Annamae: Oh, I see. Thanks for clarifying!
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Gayla
9 months ago
User 3: I agree with Gayla. Speculative risk involves both gain and loss, while pure risk is just the possibility of loss.
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Annamae
9 months ago
User 2: Actually, the correct statement is D) Only speculative risk contains an element of uncertainty.
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Alpha
10 months ago
User 1: I think the correct answer is A. Healthcare coverage is designed to help plan members avoid pure risk, not speculative risk.
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Mariann
11 months ago
Interesting point, Shad. Can you explain why you think that is the correct statement?
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Shad
11 months ago
I disagree, I believe the correct statement is A) Healthcare coverage is designed to help plan members avoid pure risk, not speculative risk.
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Mariann
11 months ago
I think the correct statement is D) Only speculative risk contains an element of uncertainty.
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