AHIP Exam AHM-520 Topic 5 Question 91 Discussion

Actual exam question for AHIP's AHM-520 exam

Question #: 91
Topic #: 5

Most organizations that obtain group healthcare coverage can be classified as one of three types of groups: employer-employee groups, multiple employer groups, and professional associations. One true statement about these types of groups is that

AAnti selection risk is higher for both multiple-employer groups and professional associations than it is for an employer-employee group

BPrivate employers typically present a higher underwriting risk to health plans than do public employers

CIndividual members of a multiple-employer group or a professional association typically are required to obtain healthcare coverage through the group or association

DI health plan is prohibited, when evaluating the risks represented by a professional association, from considering the industry experience of the agent or broker that sells a group plan to the association

Show Suggested Answer

Suggested Answer: C

by Stephanie at Jul 02, 2024, 08:19 AM

Limited Time Offer

25%

Off

Get Premium AHM-520 Questions as Interactive Web-Based Practice Test or PDF

Contribute your Thoughts:

Submit Cancel

Marilynn

10 hours ago

I think option C is the correct answer. Individual members of a multiple-employer group or a professional association are typically required to obtain healthcare coverage through the group or association.

upvoted 0 times

...

Erinn

7 days ago

I disagree, I believe the answer is C. Individual members of those groups are usually required to get coverage through the group.

upvoted 0 times

...

Beckie

8 days ago

I think the answer is A, because multiple-employer groups and professional associations may have members with higher health risks.

upvoted 0 times

...